11516 Arroyo Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 11516 Arroyo Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,685 sqft · built 2006
Lot Size	1.02 acres (44,866 sqft)
Owner	2 Trust Names on File
Last Sale	$23,000 (May 2001)
Tax Bill	$5,226 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0406-111-24-0000`

Property Details

APN / Parcel Number

Primary APN	`0406-111-24-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,565 sqft
1st Floor Area	2,685 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	44,866 sqft
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	11516 ARROYO AVE
City	HESPERIA
State	CA
Zip	92345-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4700 LOT 89 TR NO 4700 GOLDEN ARROW RO NO 3 LOT 89 EX WTR RTS EX 1/2 INT MIN RTS WITHOUT S
Legal Subdivision	GOLDEN ARROW RANCHES
Legal Tract	4700
Legal Block	4
Legal Lot Number	89
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	4
Census Block	4007
Census Tract	10010

Owner

11516 Arroyo Ave is owner-occupied and held in a trust since May 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2001 · Amount on File
Deed Sale	May 9, 2001 · Amount on File
Deed Document Number	2001176677
Last Transfer Date	May 3, 2025
Transfer Doc	0000135712
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 WOODWARD AVE, DETROIT, MI 48202-1129

Mortgage

Document Number	0000287666
Date	Nov 21, 2025
Instrument	2025-0287666

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942

Mortgage

Document Number	0000207094
Date	Aug 23, 2023
Instrument	2023-0207094

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942

Mortgage

Document Number	0000371699
Date	Aug 18, 2021
Instrument	2021-0371699

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942
Document Number	0000133986
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11516 ARROYO AVE HESPERIA CA 923451942, HESPERIA, CA 92345-1942

Mortgage

Document Number	0000133986
Date	Apr 20, 2020
Instrument	133986

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11516 ARROYO AVE, HESPERIA, CA 92345-1942
Document Number	0000074278
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11516 ARROYO AVE HESPERIA CA 923451942, HESPERIA, CA 92345-1942

Mortgage

Document Number	0000074278
Date	Mar 1, 2018
Instrument	74278

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11516 Arroyo Ave was $5,226.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$486,326 (+2%) Land $35,351 Building $450,975
2025	$5,226.00	$476,790 Land $34,658 Building $442,132
2023	$5,051.00 (+2.39%)	$458,276 Land $33,312 Building $424,964
2022	$4,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11516 Arroyo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11516 Arroyo Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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