Kendall County property record for 1151 Simons Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,018 sqft · built 1986 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Feb 2004) |
| Tax Bill | $8,029 (2024) |
| Deeds & Mortgages | Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-26-400-009 |
| Primary APN | 03-26-400-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 4,289 sqft |
| 1st Floor Area | 2,018 sqft |
| Basement Area | 1,655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 62,291 sqft |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1151 SIMONS RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC. 26-37-8 1.43 ACS DOC 89-5157 W260 E878 S240 SE SE |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 26 |
| Legal Subdivision | TOWNSHIP |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 890105 |
1151 Simons Rd is owned and occupied by two individuals who bought it in February 2004.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1151 SIMONS RD, OSWEGO, IL 60543-9659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2004 · Amount on File |
| Deed Sale | Feb 26, 2004 · Amount on File |
| Prior Sale | Apr 29, 1999 · Amount on File |
| Deed Document Number | 20044531 |
| Prior Transfer Date | Nov 25, 1998 |
| Prior Transfer Doc | 0000017445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1151 SIMONS RD, OSWEGO, IL 60543-9659 |
| Document Number | 0000016678 |
| Instrument Date | Nov 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1151 SIMONS RD OSWEGO IL 605439659, OSWEGO, IL 60543-9659 |
| Document Number | 0000016678 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 16678 |
| Name | ALLIED FIRST BK |
|---|---|
| Type | Bank |
| Address | OSWEGO, IL 60543 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,161 Land $22,212 Building $169,949 | $576,483 Land $66,636 Building $509,847 | |
| 2024 | $8,029.00 | ||
| 2022 | $136,987 Land $15,835 Building $121,152 | $410,961 Land $47,505 Building $363,456 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1151 Simons Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1151 Simons Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Blast Communications, T-Mobile.
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