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1151 Riviera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1151 Riviera Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,665 sqft · built 1980
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Jun 2024)
Tax Bill$4,287 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-28-LW-68-6

Property Details

APN / Parcel Number

Primary APN28-37-28-LW-68-6
Alternative APNs
  • 28-37-28-LW-00068.0-0006.00
  • 2836464

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,665 sqft Living Area
Gross Area1,953 sqft
1st Floor Area1,665 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 89 ft wide
Garage TypeAttached
Garage Area252 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2836464
Street Address1151 RIVIERA DR NE
CityPALM BAY
StateFL
Zip32905-3742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 7 LOT 6 BLK 68
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 7
Legal Block68
Legal Lot Number6
Legal Unit7
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1003
Census Tract65131

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LAUNCH FEDERAL CU
Feb 16, 2023Intrafamily Transfer, Transfer
Dec 17, 2021Deed of Trust, Mortgage · FHA Mortgage
TOP FLITE FINANCIAL INC
Nov 12, 2019Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2024 · Amount on Record
Deed SaleJun 17, 2024 · Amount on Record
Prior SaleJun 14, 1994 · Amount on Record
Deed Document Number2024122625
Deed Book / Page10088 / 686
Prior Transfer DateMay 25, 2024
Prior Transfer Doc0100880686
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742
Transaction TypeMortgage
Record UpdatedApr 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742

Mortgage

Document Number0097460079
DateMar 23, 2023
Book Page9746/79
Instrument2023057731
Lender
NameLAUNCH FEDERAL CU
TypeCredit Union
AddressMERRITT ISLAND, FL 32952
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 15, 2038

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateFeb 16, 2023
Property Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742
Document Number0097182362
Book / Page9718 / 2362
Map ReferenceMB 25 PG 121
Instrument DateFeb 16, 2023
Instrument2023031185
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1151 RIVER DR NE, PALM BAY, FL 32905-4929

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093600069
DateDec 17, 2021
Book Page9360/69
Instrument2021328334
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
AddressWILLIAMSTON, MI 48895
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1151 RIVIERA DR NE, PALM BAY, FL 32905-3742
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085860097
DateNov 12, 2019
Book Page8586/0097
Instrument2019246193
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,960 (-5.58%)$218,960 (-5.58%)
2025$4,287.00 (-1.9%)$231,900 (+291.92%)$231,900 (-0.53%)
2024$4,370.00 (+614.05%)
2023$612.00 (+3.03%) Homeowner's exemption$59,170 (+2.99%)$233,140 (+9.22%) Land $55,000 Building $178,140
2022$594.00 Homeowner's exemption$57,450$213,460 Land $50,000 Building $163,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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