1151 Providence Ct, Frederick, MD 21703 Property Records

Frederick County property record for 1151 Providence Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,088 sqft · built 1985
Lot Size	0.111 acres (4,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Apr 2019)
Tax Bill	$4,837 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-134497`

Property Details

APN / Parcel Number

Primary APN	`02-134497`
Alternative APNs	`2134497` `134497`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,819 sqft (0.111 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	134497
Street Address	1151 PROVIDENCE CT
City	FREDERICK
State	MD
Zip	21703-3900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 1 SEC IV PART 1 BL 29- 4819 SQ FT FREDERICK HEIGHTS
Legal Subdivision	FREDERICK HEIGHTS SEC 04
Legal Block	29
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3012
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1151 PROVIDENCE CT, FREDERICK, MD 21703-3900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Grant Deed, Transfer · FHA Mortgage VELLUM MTG LLC
Jul 26, 2018	Grant Deed, Transfer BLUE RIDGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Aug 20, 2003 · Amount on Record
Deed Book / Page	12937 / 347
Prior Transfer Date	Jun 15, 2018
Prior Transfer Doc	0125350335
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 26, 2019
Property Address	1151 PROVIDENCE CT, FREDERICK, MD 21703-3900
Document Number	0129370347
Book / Page	012937 / 000347
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1151 PROVIDENCE CT FREDERICK MD 217033900, FREDERICK, MD 21703-3900

Mortgage

Document Number	129370354
Date	Apr 26, 2019
Book Page	012937/000354

Lender

Name	VELLUM MTG LLC
Address	5860 TRINITY PKWY # 110, CENTREVILLE, VA 20120-1999

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 26, 2018
Property Address	1151 PROVIDENCE CT, FREDERICK, MD 21703-3900
Document Number	0125350335
Book / Page	012535 / 000335
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11102 EAGLETRACE DR NEW MARKET MD 217746704, NEW MARKET, MD 21774-6704

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,167 (+2.68%)	$281,100 (+8.03%) Land $85,000 Building $196,100
2025	$4,837.00 (+7.63%)	$260,200 (+17.92%) Land $85,000 Building $175,200	$260,200 (-) Land $85,000 Building $175,200
2024	$4,494.00 (+10.85%)
2023	$4,054.00	$220,667	$260,200 Land $85,000 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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