1151 Patton Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1151 Patton Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 734 sqft · built 1946
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2022)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-35-281-024`

Property Details

APN / Parcel Number

Primary APN	`8913-35-281-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	734 sqft Living Area
1st Floor Area	734 sqft
Basement Area	734 sqft
Finished Basement	475 sqft
Unfinished Basement	734 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1151 PATTON AVE
City	WATERLOO
State	IA
Zip	50702-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 24 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	6
Legal Lot Number	24
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2032
Census Tract	1100

Owner

1151 Patton Ave is owned and occupied by an individual who bought it in July 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1151 PATTON AVE, WATERLOO, IA 50702-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Dec 1, 2020	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2022815
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	2006006877
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 14, 2022
Property Address	1151 PATTON AVE, WATERLOO, IA 50702-3325
Document Number	202300000815
Instrument Date	Jul 13, 2022
Instrument	202300000815
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 PATTON AVE, WATERLOO, IA 50702-3325

Mortgage

Document Number	202300000816
Date	Jul 14, 2022
Instrument	202300000816

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Mortgage

Document Number	202300000817
Date	Jul 14, 2022
Instrument	202300000817

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2023

December 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 1, 2020
Property Address	1151 PATTON AVE, WATERLOO, IA 50702-3325
Document Number	202100011616
Instrument Date	Nov 25, 2020
Instrument	202100011616
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 WENDY RD, WATERLOO, IA 50701-5230

Tax Assessment & Valuation

The 2025 property tax bill for 1151 Patton Ave was $2,106 with a homeowner's exemption, up 2.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (+2.53%) Homeowner's exemption	$114,090 Land $16,980 Building $97,110	$114,090 Land $16,980 Building $97,110
2024	$2,054.00
2023		$104,880 (+31.83%) Land $16,980 Building $87,900	$104,880 Land $16,980 Building $87,900
2022	$1,748.00	$79,560 Land $16,980 Building $62,580
2021			$79,560 Land $16,980 Building $62,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1151 Patton Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1151 Patton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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