San Mateo County property record for 1151 Palou Dr, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1955 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Jun 1999) |
| Tax Bill | $8,648 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-252-290 |
| Primary APN | 023-252-290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1151 PALOU DR |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 29 BLOCK 2 LINDA MAR NO 9 RSM 39/38 39 |
| Legal Subdivision | LINDA MAR NO 9 |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 603300 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Aug 18, 2022 | Intrafamily Transfer, Transfer |
| Aug 18, 2022 | Intrafamily Transfer, Transfer |
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1999 · Amount on Record |
| Deed Sale | Jun 18, 1999 · Amount on Record |
| Deed Document Number | 1999106636 |
| Last Transfer Date | Aug 4, 2022 |
| Transfer Doc | 0000061701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Number | 0000032121 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 2023-032121 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Number | 0000011023 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023-011023 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 18, 2022 |
| Property Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Number | 0000061701 |
| Map Reference | MB 39 PG 38&39 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022-061701 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 18, 2022 |
| Property Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Number | 0000061700 |
| Map Reference | MB 39 PG 38&39 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022-061700 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1151 PALOU DR, PACIFICA, CA 94044-4214 |
| Document Number | 0000083793 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-083793 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 27, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,672 (+2%) Land $259,836 Building $259,836 | ||
| 2025 | $8,648.00 (+4.74%) Homeowner's exemption | $509,484 (+4.04%) Land $254,742 Building $254,742 | |
| 2023 | $8,257.00 (+4.97%) Homeowner's exemption | $489,702 Land $244,851 Building $244,851 | $909,900 |
| 2022 | $7,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 14 (1979–2017) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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