1151 First St, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 1151 First St, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 1996
Lot Size	0.262 acres (11,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Jun 1996)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012B-A-034.00`

Property Details

APN / Parcel Number

Primary APN	`012B-A-034.00`
Alternative APNs	`12005OA012B03400000` `090012B A 03400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	1,813 sqft
1st Floor Area	696 sqft
Upper Floors Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,414 sqft (0.262 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	65 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1151 FIRST ST
City	JOHNSON CITY
State	TN
Zip	37615-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL SPRINGS PB: 11 PG: 232 LOT: 18 80 X 150
Legal Subdivision	CRYSTAL SPRINGS
Legal Lot Number	18
Jurisdiction	WASHINGTON TN
Township / Civil Division	7
Census Block Group	4
Census Block	4037
Census Tract	61500

Owner

Source: Washington County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1151 FIRST ST, JOHNSON CITY, TN 37615-2311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1996 · Amount on Record
Deed Sale	Jun 25, 1996 · Amount on Record
Prior Sale	Aug 17, 1995 · Amount on Record
Deed Book / Page	93 / 635
Transfer Doc	0075002596
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	1151 FIRST ST, GRAY, TN 37615-2311
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012231862
Date	Mar 30, 2026
Book Page	1223/1862
Instrument	26004971

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	1151 FIRST ST, GRAY, TN 37615-2311
Document Number	9542802
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1151 FIRST ST JOHNSON CITY TN 376152311, JOHNSON CITY, TN 37615-2311

Mortgage

Document Number	9542802
Date	Apr 19, 2018
Book Page	000954/002802
Instrument	5803

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00	$64,475 (+61.29%) Land $8,000 Building $56,475	$257,900 (-) Land $32,000 Building $225,900
2024	$1,103.00 (+28.41%)		$257,900 (+61.29%) Land $32,000 Building $225,900
2022	$859.00	$39,975 Land $7,500 Building $32,475	$159,900 Land $30,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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