Lincoln County property record for 1151 E Main St, Lincolnton, NC 28092
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 1,966 sqft · built 2019 |
| Lot Size | 0.804 acres (35,022 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,498 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3633-25-4990 |
| Primary APN | 3633-25-4990 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,966 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 35,022 sqft (0.804 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 269881 |
|---|---|
| Street Address | 1151 E MAIN ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-3837 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | G-B |
| Legal Description | #1 LT LINCMAIN LLC |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 70100 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2999 N 44TH ST, 400, PHOENIX, AZ 85018-7251 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1151 E MAIN ST, LINCOLNTON, NC 28092-3837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HARBOR CITY TTL INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 2886704 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 2886/704 |
| Instrument | 605186 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,498.00 (-38.66%) | $636,490 (-39.29%) Land $278,586 Building $357,904 | $636,490 (-39.29%) Land $278,586 Building $357,904 |
| 2023 | $10,594.00 | $1,048,484 Land $278,586 Building $769,898 | $1,048,484 Land $278,586 Building $769,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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