Montgomery County property record for 1151 E Main St, Dayton, OH 45426
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,060 sqft · built 1963 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Apr 2018) |
| Tax Bill | $4,865 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H33 00513 0001 |
| Primary APN | H33 00513 0001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 1,540 sqft |
| Finished Basement | 1,540 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1151 E MAIN ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45426-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 ALBERT DENLINGER |
| Legal Subdivision | ALBERT |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | TROTWOOD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 70600 |
1151 E Main St is owned and occupied by two individuals who bought it in April 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1151 E MAIN ST, DAYTON, OH 45426-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Apr 16, 2018 | Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on File |
| Deed Sale | Apr 16, 2018 · Amount on File |
| Prior Sale | Mar 31, 2000 · Amount on File |
| Deed Document Number | 2018-00021264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1151 E MAIN ST, DAYTON, OH 45426-2409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000034414 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 202300034414 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1151 E MAIN ST, DAYTON, OH 45426-2409 |
| Document Number | 0000060553 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1151 E MAIN ST TROTWOOD OH 454262409, TROTWOOD, OH 45426-2409 |
| Document Number | 0000060553 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 60553 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 16, 2018 |
| Property Address | 1151 E MAIN ST, DAYTON, OH 45426-2409 |
| Document Number | 0000021264 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 21264 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1151 E MAIN ST TROTWOOD OH 454262409, TROTWOOD, OH 45426-2409 |
| Document Number | 21265 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 21265 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2048 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Trotwood City |
| Unified School District | Trotwood-Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,680 Land $5,790 Building $67,890 | ||
| 2024 | $4,865.00 (+2.23%) | ||
| 2023 | $4,759.00 (+8.18%) | $73,680 (+38.99%) Land $5,790 Building $67,890 | $210,500 Land $16,540 Building $193,960 |
| 2022 | $4,399.00 | $53,010 Land $4,170 Building $48,840 | |
| 2020 | $151,440 Land $11,900 Building $139,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1151 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1151 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROTWOOD CITY PWS serves 9,000 people · EPA ID OH5702403 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | MONTGOMERY COUNTY WATER SERVICES 2 PWS |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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