1151 E Carnaby St, Bloomington, IN 47401 Property Records

Monroe County property record for 1151 E Carnaby St, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,276 sqft · built 1979
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$126,300 (Sep 2015)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-51900-00`

Property Details

APN / Parcel Number

Primary APN	`015-51900-00`
Alternative APN	`53-01-55-190-000.000-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-51900-00
Street Address	1151 E CARNABY ST
City	BLOOMINGTON
State	IN
Zip	47401-8619
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SHERWOOD GREEN P3 S2 U207
Legal Subdivision	SHERWOOD GREEN
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4010
Census Tract	1002

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1151 E CARNABY ST, BLOOMINGTON, IN 47401-8619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2015 · Amount on Record
Deed Sale	Sep 8, 2015 · Amount on Record
Deed Document Number	201512667
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1151 E CARNABY ST, BLOOMINGTON, IN 47401-8619
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025011085
Date	Sep 30, 2025
Instrument	2025011085

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	3930 S WALNUT ST, BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1151 E CARNABY ST, BLOOMINGTON, IN 47401-8619
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020013577
Date	Aug 25, 2020
Instrument	2020013577

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (-18.39%)	$192,600 (-5.77%) Land $59,500 Building $133,100	$192,600 (-5.77%) Land $59,500 Building $133,100
2024	$1,968.00 (+22.77%)
2023		$204,400 (+16.6%) Land $59,500 Building $144,900	$204,400 (+16.6%) Land $59,500 Building $144,900
2022	$1,603.00	$175,300 Land $50,000 Building $125,300	$175,300 Land $50,000 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, T-Mobile.

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