1151 1st Ave, Chipley, FL 32428 Property Records

Washington County property record for 1151 1st Ave, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	1,248 sqft Heated Area
Lot Size	18,687 sqft (0.428 acres)
Occupancy	Owner Occupied
Tax Bill	$360.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000011700012`
Alternative APN	`11700012`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,248 sqft Heated Area
Gross Area	1,440 sqft Gross Area
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	18,687 sqft (0.428 acres)
Lot Width	120 ft Width
Patio Area	192 sqft Patio

Utilities and HVAC

Cooling System	Window A/C Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000011700012
Street Address	1151 1ST AVE
City	CHIPLEY
State	FL
Zip	32428-2123
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3 4 13 ORB 985 P 454 N1/2 OF LOT 6 IN E1/2 OF SW1/4
Legal Range	13W
Legal Township	04N
Legal Section	03
Legal Block	1170
Legal Lot Number	6
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	1
Census Block	1022
Census Tract	970104

Owner

Source: Washington County records · APN 000011700012

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1151 1ST AVE, CHIPLEY, FL 32428-2123
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2014
Deed Sale	May 22, 2014
Deed Doc Number	0000985454
Record Refreshed	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1151 1ST AVE, CHIPLEY, FL 32428-2123
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 1ST AVE, CHIPLEY, FL 32428-2123

Mortgage

Document Number	0067007959
Date	Nov 15, 2023
Book Page	1287/752
Instrument	202367007959

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$360.00 (+10.43%) Homeowner's exemption	$47,283 (+2.9%)	$88,824 (+22.72%) Land $5,472 Building $83,352
2024	$326.00 (+8.31%) Homeowner's exemption	$45,950 (+3%)	$72,380 (+9.04%) Land $5,472 Building $66,908
2023	$301.00 (+9.06%) Homeowner's exemption	$44,612 (+3%)	$66,381 (+9.16%) Land $5,472 Building $60,909
2022	$276.00 Homeowner's exemption	$43,313	$60,811 Land $5,472 Building $55,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.