11509 Pineloch Loop, Clermont, FL 34711 Property Records

Lake County property record for 11509 Pineloch Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 2000
Lot Size	0.226 acres (9,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2004)
Tax Bill	$1,534 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-0290-000-02300`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-0290-000-02300`
Alternative APNs	`252312029000002300` `3789164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,840 sqft (0.226 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	342 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3789164
Street Address	11509 PINELOCH LOOP
City	CLERMONT
State	FL
Zip	34711-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	PINELOCH PHASE I SUB LOT 23 PB 42 PGS 81-82 ORB 2727 PG 1379 ORB 5344 PG 338
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	PINELOCH PHASE I SUB
Legal Tract	0290
Legal Lot Number	23
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2009
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11509 PINELOCH LOOP, CLERMONT, FL 34711-6459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 1, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 12, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2004 · Amount on Record
Deed Sale	Dec 30, 2004 · Amount on Record
Prior Sale	May 10, 2002 · Amount on Record
Deed Document Number	2004173128
Deed Book / Page	2727 / 1379
Last Transfer Date	Aug 28, 2019
Transfer Doc	0053440338
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11509 PINELOCH LOOP, CLERMONT, FL 34711-6459
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11509 PINELOCH LOOP, CLERMONT, FL 34711-6459
Investor	Possibly a Property Investor

Mortgage

Document Number	0056802203
Date	Apr 7, 2021
Book Page	5680/2203
Instrument	2021046900

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11509 PINELOCH LOOP, CLERMONT, FL 34711-6459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049952272
Date	Sep 1, 2017
Book Page	4995/2272
Instrument	2017095346

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 19, 2019
Property Address	11509 PINELOCH LOOP, CLERMONT, FL 34711-6459
Document Number	0053440338
Book / Page	005344 / 000338
Instrument Date	Aug 28, 2019
Instrument	105786
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	11509 PINELOCH LOOP CLERMONT FL 347116459, CLERMONT, FL 34711-6459

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11509 PINELOCH LOOP, CLERMONT, FL 34711-6459
Document Number	0050811981
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11509 PINELOCH LOOP CLERMONT FL 347116459, CLERMONT, FL 34711-6459

Mortgage

Document Number	0050811981
Date	Mar 19, 2018
Book Page	005081/001981
Instrument	31272

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,820 (+2.9%)	$267,448 (-) Land $80,000 Building $187,448
2025		$145,600 (+5.98%) Land $80,000 Building $65,600	$267,448 (-7.62%) Land $80,000 Building $187,448
2024	$1,534.00 (+16.3%)
2023	$1,319.00 (+16.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$137,380 (+3%)	$289,523 (+16.03%) Land $110,000 Building $179,523
2022	$1,137.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$133,380	$249,523 Land $70,000 Building $179,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Pineloch Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures