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11509 Luckygem Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 11509 Luckygem Dr, Riverview, FL 33579

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,920 sqft · built 2017
Lot Size0.148 acres (6,440 sqft)
OwnerIndividual Name on Record
Last Sale$231,600 (Jan 2017)
Tax Bill$6,776 (2025)
Deeds & MortgagesAug 2026 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077717-6338

Property Details

APN / Parcel Number

Primary APN077717-6338
Alternative APN
  • U1631209VY000004000050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,556 sqft
1st Floor Area1,920 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,440 sqft (0.148 acres)
Lot Dimensions115 ft deep x 46 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchScreened Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777176338
Street Address11509 LUCKYGEM DR
CityRIVERVIEW
StateFL
Zip33579-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSOUTH FORK TRACT L PHASE 1 LOT 5 BLOCK 4
Legal Range20E
Legal Township31S
Legal Section16
Legal SubdivisionSOUTH FORK TRACT L PHASE 1
Legal Phase1
Legal TractL
Legal Block4
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3054
Census Tract13916

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address11509 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CLEARPATH LNDG
Jan 13, 2017Grant Deed, Transfer · VA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Deed Document Number201719420
Deed Book / Page24666 / 1171
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateAug 12, 2026
Property Address11509 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
Document Number0000314916
Instrument DateAug 7, 2026
Instrument2026314916
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address11509 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
InvestorPossibly a Property Investor

Mortgage

Document Number0000314916,
DateAug 12, 2026
Instrument2026314916
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address11509 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
Document Number0000486753
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11509 LUCKYGEM DR RIVERVIEW FL 335792117, RIVERVIEW, FL 33579-2117

Mortgage

Document Number0000486753
DateNov 21, 2020
Instrument486753
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2050

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 13, 2017
Property Address11509 LUCKYGEM DR, RIVERVIEW, FL 33579-2117
Document Number0246661171
Book / Page024666 / 001171
Instrument DateJan 11, 2017
Instrument19420
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,621.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11509 LUCKYGEM DR RIVERVIEW FL 335792117, RIVERVIEW, FL 33579-2117

Mortgage

Document Number246661173,
DateJan 13, 2017
Book Page024666/001173
Instrument19421
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,691 (+2.7%)$324,254 (-6.85%) Land $73,480 Building $250,774
2025$6,776.00 (+10.52%) Homeowner's exemption$255,785 (+5.99%)$348,081 (-1.13%) Land $79,868 Building $268,213
2023$6,131.00 (+6.26%) Homeowner's exemption$241,336 (+3%)$352,065 (+9.48%) Land $79,868 Building $272,197
2022$5,770.00 Homeowner's exemption$234,307$321,574 Land $67,093 Building $254,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies163 in force
Nearby Flood Claims7 (2022–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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