11509 Durango Dr, Lusby, MD 20657 Property Records

Calvert County property record for 11509 Durango Dr, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,628 sqft · built 1995
Lot Size0.52 acres (22,688 sqft)
Owner2 Individual Names on Record
Last Sale$435,900 (Oct 2022)
Tax Bill$4,279 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Aug 2021 Sale & Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-089633

Property Details

APN / Parcel Number

Primary APN01-089633
Alternative APNs
  • 1089633
  • 089633

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,628 sqft Total Area
Basement Area622 sqft
Finished Basement622 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area22,688 sqft (0.52 acres)
Garage TypeBuilt-in
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Pool Area684 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number089633
Street Address11509 DURANGO DR
CityLUSBY
StateMD
Zip20657-5555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 57R SEC 6L CHES RANCH ESTS
Legal SubdivisionCHESAPEAKE RANCH ESTATES
Legal Lot Number57R
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group3
Census Block3010
Census Tract861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11509 DURANGO DR, LUSBY, MD 20657-5555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Special Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Aug 24, 2021Special Warranty Deed, Transfer · Stand-Alone Second Mortgage
C STORE INC
Feb 26, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY
Jan 10, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
PNC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2022 · Amount on Record
Deed SaleOct 6, 2022 · Amount on Record
Prior SaleAug 24, 2021 · Amount on Record
Deed Book / Page6354 / 189
Prior Transfer DateAug 19, 2016
Prior Transfer Doc0049230384
Record UpdatedOct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateOct 6, 2022
Property Address11509 DURANGO DR, LUSBY, MD 20657-5555
Document Number0063540189
Book / Page6354 / 189
Map ReferenceMB 887 PL 416
Instrument DateSep 29, 2022
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,089.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3205 DORSTONE PL, 3205, UPPER MARLBORO, MD 20774-8099

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11509 DURANGO DR, LUSBY, MD 20657-5555

Mortgage

Document Number0006354198
DateOct 6, 2022
Instrument6354/198
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

August 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateAug 24, 2021
Property Address11509 DURANGO DR, LUSBY, MD 20657-5555
Document Number0060580471
Book / Page6058 / 471
Map ReferenceMB JLB 1 PG 90
Instrument DateJul 16, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyVINCENT PLACE TITLE ESCROW LLC, VINCENT PLACE T&E LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address11509 DURANGO DR, LUSBY, MD 20657-5555

Mortgage

Document Number0006058476
DateAug 24, 2021
Instrument6058/476
Lender
NameC STORE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionCALVERT MD
Recording DateFeb 26, 2020
Property Address11509 DURANGO DR, LUSBY, MD 20657-5555
Document Number0055360066
Book / Page005536 / 000066
Instrument DateJan 17, 2020
Transaction TypeForeclosure
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateJan 10, 2017
Property Address11509 DURANGO DR, LUSBY, MD 20657-5555
Document Number0049230384
Book / Page4923 / 384
Map ReferenceMB JLB1 PG90
Instrument DateAug 19, 2016
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11509 DURANGO DR, LUSBY, MD 20657-5555

Mortgage

Document Number0004923390
DateJan 10, 2017
Instrument4923/390
Lender
NamePNC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2046

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,900 (+10.3%) Land $55,200 Building $353,700$408,900 (-) Land $55,200 Building $353,700
2025$4,279.00 (+39.97%) Homeowner's exemption$370,700 (+25.96%)$408,900 (+38.94%) Land $55,200 Building $353,700
2023$3,057.00 Homeowner's exemption$294,300 Land $55,200 Building $239,100$294,300 Land $55,200 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1991–2003)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 83% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESAPEAKE RANCH ESTATES
private · serves 9,500 people · EPA ID MD0040004
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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