11509 Alba Rosa Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 11509 Alba Rosa Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,553 sqft · built 2007
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Mar 2023)
Tax Bill	$12,223 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`377-320-36-00`

Property Details

APN / Parcel Number

Primary APN	`377-320-36-00`
Alternative APN	`3773200200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,553 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	90,169 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3773200200
Street Address	11509 ALBA ROSA DR
City	LAKESIDE
State	CA
Zip	92040-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 43 DOC88-654346 IN TR 001288
Legal Subdivision	S D EUCALYPTUS COS LANDS
Legal Tract	001288
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16901

Owner

11509 Alba Rosa Dr is owned and occupied by two individuals who bought it in March 2023.

Source: San Diego County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION FEDERAL CREDIT UNION
Mar 30, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 13, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK
Jul 19, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Jul 23, 2002 · Amount on File
Deed Document Number	202382336
Prior Transfer Date	May 16, 2006
Prior Transfer Doc	0000369275
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2026
Property Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Document Number	0000258469
Instrument Date	Aug 21, 2026
Instrument	2026258469
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254

Mortgage

Document Number	0000258469,
Date	Sep 2, 2026
Instrument	2026258469

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2023
Property Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Document Number	0000082336
Map Reference	MAP 1288
Instrument Date	Mar 14, 2023
Instrument	2023-0082336
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254

Mortgage

Document Number	0000082337
Date	Mar 30, 2023
Instrument	2023-0082337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254

Mortgage

Document Number	0000222458
Date	May 25, 2022
Instrument	2022-0222458

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254

Mortgage

Document Number	0000614914
Date	Oct 12, 2020
Instrument	2020-0614914

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Document Number	0000338980
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11509 ALBA ROSA DR LAKESIDE CA 920401254, LAKESIDE, CA 92040-1254

Mortgage

Document Number	0000338980
Date	Aug 12, 2019
Instrument	338980

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11509 ALBA ROSA DR, LAKESIDE, CA 92040-1254
Document Number	0000304062
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11509 ALBA ROSA DR LAKESIDE CA 920401254, LAKESIDE, CA 92040-1254

Mortgage

Document Number	0000304062
Date	Jul 26, 2018
Instrument	304062

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11509 Alba Rosa Dr was $12,223 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,039,982 (+2%) Land $402,780 Building $637,202
2025	$12,223.00 Homeowner's exemption	$1,019,591 Land $394,883 Building $624,708
2023	$9,558.00 (+1.53%)	$798,660 Land $309,318 Building $489,342
2022	$9,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11509 Alba Rosa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11509 Alba Rosa Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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