11509 108th St, Largo, FL 33778 Property Records

Pinellas County property record for 11509 108th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1956
Lot Size	0.178 acres (7,741 sqft)
Owner	2 Trust Names on File
Last Sale	$197,000 (Jun 2018)
Tax Bill	$5,143 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-5248-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-5248-0`
Alternative APNs	`15-30-15-34056-001-0250` `301515340560010250` `R162550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,524 sqft
1st Floor Area	1,026 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,741 sqft (0.178 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R162550
Street Address	11509 108TH ST
City	LARGO
State	FL
Zip	33778-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GULF BREEZE ACRES REPLAT BLK A, LOT 25
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	GULF BREEZE ACRES REPLAT
Legal Tract	34056
Legal Block	A
Legal Lot Number	25
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2000
Census Tract	25116

Owner

11509 108th St is held in a trust since November 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13275 98TH AVE, SEMINOLE, FL 33776-1608
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Sep 12, 2016 · Amount on File
Deed Document Number	2018179317
Deed Book / Page	20078 / 2650
Last Transfer Date	Nov 8, 2021
Transfer Doc	0218380367
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 7, 2021
Property Address	11509 108TH ST, SEMINOLE, FL 33778-3219
Document Number	0218380367
Book / Page	21838 / 367
Map Reference	MB 39 PG 32
Instrument Date	Nov 8, 2021
Instrument	2021395760
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13275 98TH AVE, SEMINOLE, FL 33776-1608

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11509 108TH ST, SEMINOLE, FL 33778-3219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211371779
Date	Aug 25, 2020
Book Page	21137/1779
Instrument	2020253827

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 6, 2018
Property Address	11509 108TH ST, SEMINOLE, FL 33778-3219
Document Number	0200782650
Book / Page	020078 / 002650
Instrument Date	May 29, 2018
Instrument	179317
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	COURTLAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11509 108TH ST LARGO FL 337783219, LARGO, FL 33778-3219

Mortgage

Document Number	200782651
Date	Jun 6, 2018
Book Page	020078/002651
Instrument	179318

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11509 108th St was $5,143, up 9.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,143.00 (+9.17%)	$279,688 Land $111,779 Building $167,909	$279,688 Land $111,779 Building $167,909
2024	$4,711.00 (+5.09%)
2023	$4,483.00 (+11.27%)	$280,461 (+16.93%)	$280,461 (+16.93%) Land $147,928 Building $132,533
2022	$4,029.00	$239,848	$239,848 Land $140,772 Building $99,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11509 108th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11509 108th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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