11508 Andy Rosse Ln, Captiva, FL 33924 Property Records

Lee County property record for 11508 Andy Rosse Ln, Captiva, FL 33924

Property Summary

Property Type	Hotel
Details	4 bd · 12 ba · 5,411 sqft · built 1952
Lot Size	0.413 acres (17,975 sqft)
Owner	Company Name on Record
Last Sale	$2,325,000 (May 2002)
Tax Bill	$27,865 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`35-45-21-03-00037.0000`

Property Details

APN / Parcel Number

Primary APN	`35-45-21-03-00037.0000`
Alternative APNs	`21354503000370000` `10004804`

Interior

Bedrooms	4 Beds
Full Baths	12 Baths
Units	12 Units
Stories	1 Story
Building Area	5,411 sqft Gross Area
1st Floor Area	2,272 sqft
Flooring	Tile

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1982
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	17,975 sqft (0.413 acres)

Exterior Amenities

Porch	Stoop
Porch Area	736 sqft
Deck Area	210 sqft
Patio Area	240 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10004804
Street Address	11508 ANDY ROSSE LN
City	CAPTIVA
State	FL
Zip	33924-6005
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	C-1
Legal Description	F A LANES BAYVIEW SUBD PB 3 PG 21 LOTS 37 + 38
Legal Subdivision	CAPTIVA & ISLANDS N
Legal Tract	03
Legal Block	1
Legal Lot Number	37,38
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16876 MCGREGOR BLVD, 101, FORT MYERS, FL 33908-3832
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK
Oct 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage YBFH REAL ESTATE LLC
Mar 14, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 14, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2002 · Amount on Record
Deed Sale	May 22, 2002 · Amount on Record
Prior Sale	Jun 12, 2000 · Amount on Record
Deed Book / Page	3650 / 2699
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	11508 ANDY ROSSE LN, CAPTIVA, FL 33924-6005
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254479
Date	Sep 24, 2025
Instrument	2025000254479

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	11508 ANDY ROSSE LN, CAPTIVA, FL 33924-6005
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11508 ANDY ROSSE LN, CAPTIVA, FL 33924-6005

Mortgage

Document Number	0000324465
Date	Oct 4, 2023
Instrument	2023000324465

Lender

Name	YBFH REAL ESTATE LLC
Type	Non-Lending Institution
Address	FORT MYERS, FL 33908

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	11508 ANDY ROSSE LN, CAPTIVA, FL 33924-6005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058221
Date	Mar 14, 2019
Instrument	2019000058221

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	11508 ANDY ROSSE LN, CAPTIVA, FL 33924-6005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058222
Date	Mar 14, 2019
Instrument	2019000058222

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,509,958 (+1%)	$2,631,353 (-9.09%) Land $2,427,444 Building $203,909
2025	$27,865.00 (+23.69%)	$1,372,689 (-23.12%)	$2,894,504 (+62.1%) Land $2,697,069 Building $197,435
2023	$22,528.00 (+12.35%)	$1,785,604 (+9.43%) Land $1,616,750 Building $168,854	$1,785,604 (+9.43%) Land $1,616,750 Building $168,854
2022	$20,051.00	$1,631,712 Land $1,395,983 Building $235,729	$1,631,712 Land $1,395,983 Building $235,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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