11504 Abernathy Rd, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 11504 Abernathy Rd, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,933 sqft · built 2023
Lot Size0.995 acres (43,342 sqft)
Owner2 Individual Names on Record
Last Sale$15,000 (May 2018)
Deeds & MortgagesApr 2026 Mortgage
Jun 2023 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN023-091-02

Property Details

APN / Parcel Number

Primary APN023-091-02

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,933 sqft Living Area
1st Floor Area2,933 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof MaterialAsphalt
Lot Area43,342 sqft (0.995 acres)
View / LotRural

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address11504 ABERNATHY RD
CityCHARLOTTE
StateNC
Zip28216-8795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionN/A
Legal SubdivisionGRAHAM HEIGHTS HOMES
Legal Block1
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division12, PAW CREEK
Census Block Group2
Census Block2011
Census Tract6103

Owner

Source: Mecklenburg County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORPORATION
Jun 7, 2023Deed of Trust, Mortgage · Construction Mortgage
SOUTH STATE BANK NA
Mar 15, 2022Intrafamily Transfer, Transfer
May 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleJun 9, 1995 · Amount on Record
Deed Document Number201859824
Deed Book / Page32682 / 774
Last Transfer DateMar 11, 2022
Transfer Doc0000040485
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateApr 27, 2026
Property Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795
Document Number0000042951
Book / Page40374 / 306
Instrument DateApr 21, 2026
Instrument202642951
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795
InvestorPossibly a Property Investor

Mortgage

Document Number0000042951,
DateApr 27, 2026
Book Page40374/306
Instrument202642951
Lender
NameAMERICAN SECURITY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11448 ABERNATHY RD, CHARLOTTE, NC 28216-9742

Mortgage

Document Number0000053350
DateJun 7, 2023
Book Page38172/820
Instrument2023053350
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index1-Year T-Bill
Max Rate12.8%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 15, 2022
Property Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795
Document Number0000040485
Book / Page37155 / 443
Instrument DateMar 11, 2022
Instrument2022040485
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11448 ABERNATHY RD, CHARLOTTE, NC 28216-9742

Transferred To (Grantee/Buyer)

NameVerified Name
Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 16, 2018
Property Address11504 ABERNATHY RD, CHARLOTTE, NC 28216-8795
Document Number0000059824
Book / Page032682 / 000774
Instrument DateMay 16, 2018
Instrument59824
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$30.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address11504 ABERNATHY RD CHARLOTTE NC 28216, CHARLOTTE, NC 28216

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$658,300 Land $108,000 Building $550,300$658,300 Land $108,000 Building $550,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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