Cayuga County and Cato Town property record for 11502 White Rd, Cato, NY 13033 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1909 |
| Square Footage | 2,032 sqft Living Area |
| Lot Size | 461,736 sqft (10.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,500 (2019) |
| Tax Bill | $2,909.00 (2025) |
| Primary APN | 052489 47.00-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,032 sqft Living Area |
| 1st Floor | 1,324 sqft 1st Floor |
| 2nd Floor | 708 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 461,736 sqft (10.6 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 200 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 03067120 |
|---|---|
| Street Address | 11502 WHITE RD |
| City | CATO |
| State | NY |
| Zip | 13033-8732 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | CAYUGA NY |
| Minor Civil Division | CATO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records · APN 052489 47.00-1-23
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11502 WHITE RD, CATO, NY 13033-8732 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage EMPOWER FCU |
| Jan 11, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Deed Book / Page | 3681 / 241 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11502 WHITE RD, CATO, NY 13033-8732 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004711/142 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 4711/142 |
| Instrument | 2026-241766 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jan 11, 2019 |
| Property Address | 11502 WHITE RD, CATO, NY 13033-8732 |
| Document Number | 0036810241 |
| Book / Page | 003681 / 000241 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 184692 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | HORIZON ABSTRACT CORPORATION, HORIZON ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11502 WHITE RD CATO NY 130338732, CATO, NY 13033-8732 |
| Document Number | 36810244 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 003681/000244 |
| Instrument | 184693 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,909.00 (+1.93%) | $83,000 (-) Land $25,000 Building $58,000 | $153,704 (+24.07%) Land $46,296 Building $107,408 |
| 2024 | $2,854.00 (+158.98%) | ||
| 2023 | $83,000 Land $25,000 Building $58,000 | $123,881 Land $37,314 Building $86,567 | |
| 2020 | $1,102.00 |
11502 White Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cayuga County (36011C), updated April 30, 2025
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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