1150 W Blue Ridge Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 1150 W Blue Ridge Rd, Flat Rock, NC 28731

Property Summary

Property Type	Dry Cleaner
Details	4,770 sqft · built 1920
Lot Size	7.9 acres (344,124 sqft)
Owner	Company Name on File
Last Sale	$137,500 (Apr 2022)
Deeds & Mortgages	Jan 2026 Sale Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9577417562`

Property Details

APN / Parcel Number

Primary APN	`9577417562`
Alternative APNs	`00957741756255` `9943157`

Interior

Stories	1 Story
Building Area	4,770 sqft Total Area
1st Floor Area	2,330 sqft
Upper Floors Area	4,320 sqft
Basement Area	3,482 sqft
Finished Basement	3,482 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Lot Area	344,124 sqft (7.9 acres)

Exterior Amenities

Pool Area	460 sqft
Porch	Slab
Porch Area	4,598 sqft
Deck Area	366 sqft
Patio Area	30 sqft
Tennis Court	Tennis Court
Boat Access	Boat Access
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9943157
Street Address	1150 W BLUE RIDGE RD
City	FLAT ROCK
State	NC
Zip	28731-9707
Property Category	Commercial
Property Type	Commercial > Retail > Dry Cleaner
Local Zoning Code	9943157~H-
Legal Description	MILL HOUSE LODGE LOCOMMON PL2021-13104
Legal Subdivision	VILLAGE OF FLAT ROCK
Legal Block	41
Legal Lot Number	7562
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1015
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1150 W Blue Ridge Rd, a commercial property, is owned by a company that bought it in April 2022.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Feb 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage CAROLINA ALLIANCE BANK
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jun 15, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Dec 21, 2021 · Amount on File
Deed Document Number	2022977735
Deed Book / Page	3898 / 526
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 14, 2026
Property Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707
Document Number	0043870325
Book / Page	4387 / 325
Map Reference	MB 2021 PG 13104
Instrument Date	Jan 12, 2026
Instrument	1001043199
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 S PENINSULA DR, DAYTONA BEACH, FL 32118-5314

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 16, 2022
Property Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707
Document Number	0038840479
Book / Page	3884 / 479
Map Reference	MB 100 PG 556-558
Instrument Date	Mar 15, 2022
Instrument	975792
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 W BLUE RIDGE RD, 1150, FLAT ROCK, NC 28731-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 LA JOYA PASS, LEANDER, TX 78641-4600

Mortgage

Document Number	0000975793
Date	Mar 16, 2022
Instrument	975793

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030140617
Date	Feb 8, 2017
Book Page	3014/617

Lender

Name	CAROLINA ALLIANCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 1, 2024

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 27, 2022
Property Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707
Document Number	0038600354
Book / Page	3860 / 354
Map Reference	MB 100 PG 556-558
Instrument Date	Jan 26, 2022
Instrument	972463
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 W BLUE RIDGE RD, 1150, FLAT ROCK, NC 28731-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1150 W BLUE RIDGE RD # 205, 205, FLAT ROCK, NC 28731-9707

Mortgage

Document Number	0000972464
Date	Jan 27, 2022
Instrument	972464

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 15, 2018
Property Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707
Document Number	0032120196
Book / Page	3212 / 196
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 W BLUE RIDGE RD, FLAT ROCK, NC 28731-9707

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$321,600 (-) Land $304,800 Building $16,800
2025	$321,600 Land $304,800 Building $16,800
2023	$321,600 Land $304,800 Building $16,800	$321,600 Land $304,800 Building $16,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1150 W Blue Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 W Blue Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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