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1150 Vista Monte Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1150 Vista Monte Dr, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,571 sqft · built 1997
Lot Size0.425 acres (18,500 sqft)
Owner2 Individual Names on File
Last Sale$3,077,500 (Jun 2025)
Tax Bill$21,432 (2025)
Deeds & MortgagesNov 2019 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN210-021-025-7

Property Details

APN / Parcel Number

Primary APN210-021-025-7
Alternative APN
  • 210-021-025

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,571 sqft Living Area
1st Floor Area2,009 sqft
2nd Floor Area1,562 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleCluster
Lot Area18,500 sqft (0.425 acres)
Garage TypeAttached
Garage Area918 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1150 VISTA MONTE DR
CitySAN RAMON
StateCA
Zip94582-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7224 L47
Legal SubdivisionSUBDIVISION 7224
Legal Tract7224
Legal Lot Number47
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1007
Census Tract345103

Owner

1150 Vista Monte Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1150 VISTA MONTE DR, SAN RAMON, CA 94582-5102
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Line of Credit
CMG MORTGAGE INC
May 3, 2017Deed of Trust, Mortgage
COMMUNITY BK/THE BAY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2025 · Amount on File
Deed SaleJun 6, 2025 · Amount on File
Prior SaleMay 15, 2003 · Amount on File
Deed Document Number202557130
Prior Transfer DateJun 14, 2004
Prior Transfer Doc0000258229
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1150 VISTA MONTE DR, SAN RAMON, CA 94582-5102
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000207851
DateNov 20, 2019
Instrument2019-207851
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 21, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1150 VISTA MONTE DR, SAN RAMON, CA 94582-5102
Document Number0000082046
Instrument DateMay 3, 2017
Transaction TypeMortgage
Record UpdatedMay 25, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1150 VISTA MONTE DR SAN RAMON CA 945825102, SAN RAMON, CA 94582-5102

Mortgage

Document Number0000082046
DateMay 11, 2017
Instrument82046
Lender
NameCOMMUNITY BK/THE BAY
TypeBank
Address180 GRAND AVE # 1550, OAKLAND, CA 94612-3703
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1150 Vista Monte Dr was $21,432.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,139,050 (+66.93%) Land $2,162,400 Building $976,650
2025$21,432.00 Homeowner's exemption$1,880,488 Land $926,926 Building $953,562
2023$20,697.00 (+0.03%) Homeowner's exemption$1,807,468 Land $890,933 Building $916,535
2022$20,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1150 Vista Monte Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1998–2022)
Claims Outside the SFHA4 of 12
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Vista Monte Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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