1150 Upper Bear Paw Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1150 Upper Bear Paw Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,275 sqft · built 1977
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Tax Bill	$972 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`454300805079000`

Property Details

APN / Parcel Number

Primary APN	`454300805079000`
Alternative APN	`660070006320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,275 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	360 ft deep x 185 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	152 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	660070006320
Street Address	1150 UPPER BEAR PAW RD
City	MURPHY
State	NC
Zip	28906-1707
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	STILES E5- -1.3
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records · APN 454300805079000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1150 UPPER BEAR PAW RD, MURPHY, NC 28906-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 1974
Deed Sale	Sep 01, 1974
Deed Document Number	0000340193
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1150 UPPER BEAR PAW RD, MURPHY, NC 28906-1707
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01573/0566
Date	Nov 03, 2017
Book Page	01573/0566
Instrument	05162

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00	$125,850 (-)	$125,850 (-) Land $10,770 Building $115,080
2023		$125,850	$125,850 Land $10,770 Building $115,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	About 1 in 366 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.