1150 Shonele Ln, Stem, NC 27581 Property Records

Granville County property record for 1150 Shonele Ln, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,459 sqft · built 1999
Lot Size	0.948 acres (41,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2020)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25210-64302301`

Property Details

APN / Parcel Number

Primary APN	`25210-64302301`
Alternative APNs	`097000890112` `097000 151` `1040463`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,459 sqft Heated Area
Utility Area	25 sqft
Utility Room	Utility Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,307 sqft (0.948 acres)
Porch	Slab
Porch Area	115 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1040463
Street Address	1150 SHONELE LN
City	STEM
State	NC
Zip	27581-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	1150 SHONELE LN
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4003
Census Tract	970701

Owner

Source: Granville County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1150 SHONELE LN, STEM, NC 27581-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT FCU
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Apr 19, 2001 · Amount on Record
Deed Book / Page	1784 / 282
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1150 SHONELE LN, STEM, NC 27581-9585
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001709/877
Date	Dec 7, 2018
Book Page	1709/877

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jul 7, 2020
Property Address	1150 SHONELE LN, STEM, NC 27581-9585
Document Number	001784/282
Book / Page	1784 / 282
Map Reference	MB 23 PG 73
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 581, CREEDMOOR, NC 27522-0581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 SHONELE LN, STEM, NC 27581-9585

Mortgage

Document Number	0001784284
Date	Jul 7, 2020
Instrument	1784/284

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00 (+20.14%)	$350,267 (+55.25%) Land $66,500 Building $283,767
2024			$350,267 (+55.25%) Land $66,500 Building $283,767
2023	$2,041.00 (+0.54%)	$225,616 (-) Land $45,000 Building $180,616	$225,616 (-) Land $45,000 Building $180,616
2022	$2,030.00	$225,616 Land $45,000 Building $180,616	$225,616 Land $45,000 Building $180,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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