1150 Ruby Ave, Rochester Hills, MI 48309 Property Records

Oakland County property record for 1150 Ruby Ave, Rochester Hills, MI 48309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,111 sqft · built 1992
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-15-33-426-015`

Property Details

APN / Parcel Number

Primary APN	`70-15-33-426-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Basement Area	2,091 sqft
Unfinished Basement	2,091 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	341 ft deep x 125 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1150 RUBY AVE
City	ROCHESTER HILLS
State	MI
Zip	48309-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 33 PART OF SE 1/4 BEG AT PT DIST S 08-44-16 E 698.77 FT & N 87-23-30 W 535.34 FT FROM E 1/4 COR, TH N 87-23-30
Legal Range	11E
Legal Township	03N
Legal Section	33
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER HILLS
Census Block Group	3
Census Block	3002
Census Tract	194600

Owner

1150 Ruby Ave is owned and occupied by an individual who acquired it in June 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1150 RUBY AVE, ROCHESTER HILLS, MI 48309-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST JAMES MORTGAGE CORP
Jun 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2020
Transfer Doc	0000126530
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1150 RUBY AVE, ROCHESTER HILLS, MI 48309-4346
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 RUBY AVE, ROCHESTER HILLS, MI 48309-4346

Mortgage

Document Number	0000055426
Date	Mar 2, 2021
Book Page	55806/324
Instrument	55426

Lender

Name	ST JAMES MORTGAGE CORP
Type	Mortgage Company
Address	BLOOMFIELD HILLS, MI 48304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1150 RUBY AVE, ROCHESTER HILLS, MI 48309-4346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166898
Date	Oct 9, 2019
Book Page	53353/00833
Instrument	166898

Lender

Name	ST JAMES MORTGAGE CORP
Type	Mortgage Company
Address	BLOOMFIELD HILLS, MI 48304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 30, 2020
Property Address	1150 RUBY AVE, ROCHESTER HILLS, MI 48309-4346
Document Number	0000126530
Book / Page	054422 / 000304
Instrument Date	Jun 30, 2020
Instrument	126530
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 RUBY AVE ROCHESTER HILLS MI 483094346, ROCHESTER HILLS, MI 48309-4346

Tax Assessment & Valuation

The 2025 property tax bill for 1150 Ruby Ave was $2,613 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester Hills City
Unified School District	Avondale School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,613.00
2022	$4,338.00	$187,610	$375,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1150 Ruby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Ruby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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