Indian River County property record for 1150 Reef Rd, #A1, Vero Beach, FL 32963
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,760 sqft · built 1976 |
| Lot Size | 2.62 acres (114,387 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Apr 2021) |
| Tax Bill | $11,321 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-27-00009-0020-00001.0 |
| Primary APN | 33-40-27-00009-0020-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 29 Units |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Condo/Apartment |
| Lot Area | 114,387 sqft (2.62 acres) |
| Street Address | 1150 REEF RD, A1 |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2962 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SABAL REEF CONDOMINIUM NORTH BLDG APT 1 OR BK 537 PP 34 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 27 |
| Legal Subdivision | SABAL REEF CONDOMINIUM |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50509 |
1150 Reef Rd, #A1 is owned and occupied by two individuals who bought it in April 2021.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1150 REEF RD, 1, VERO BEACH, FL 32963-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on File |
| Deed Sale | Apr 6, 2021 · Amount on File |
| Prior Sale | Jun 22, 1999 · Amount on File |
| Deed Document Number | 202123847 |
| Deed Book / Page | 3406 / 2232 |
| Prior Transfer Date | Apr 9, 2013 |
| Prior Transfer Doc | 0026631463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 6, 2021 |
| Property Address | 1150 REEF RD # A1, A1, VERO BEACH, FL 32963-2962 |
| Document Number | 0034062232 |
| Book / Page | 3406 / 2232 |
| Map Reference | MB 537 PG 32 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 3120210023847 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1875 CUTLASS COVE DR, 1875, VERO BEACH, FL 32963-2818 |
| Name | Verified Name |
|---|---|
| Address | 604 STANFORD RD, MILLBROOK, NY 12545-5222 |
| Document Number | 34062235 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 3406/2235 |
| Name | MARINE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 1150 Reef Rd, #A1 was $11,321 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,321.00 Homeowner's exemption | $835,402 Building $835,402 | $835,402 Building $835,402 |
| 2023 | $11,203.00 (+22.08%) | $835,402 (+29.36%) Building $835,402 | $835,402 (+29.36%) Building $835,402 |
| 2022 | $9,177.00 | $645,796 Building $645,796 | $645,796 Building $645,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1150 Reef Rd, #A1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 166 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 467 units insured incl. 301 condo units |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1150 Reef Rd, #A1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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