1150 Perry St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1150 Perry St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,430 sqft · built 1945
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,900 (Jul 2001)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069060A000`

Property Details

APN / Parcel Number

Primary APN	`069060A000`
Alternative APN	`6-009C-4362-03-0014.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	980 sqft
Basement Area	928 sqft
Finished Basement	450 sqft
Unfinished Basement	478 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	44 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	069060A000
Street Address	1150 PERRY ST
City	SAINT CHARLES
State	MO
Zip	63301-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MORNINGSIDE ADDN BLK 3 LOT 26 & W 20LOT 27
Legal Subdivision	MORNINGSIDE ADDN
Legal Block	3
Legal Lot Number	26
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1007
Census Tract	310501

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2001 · Amount on Record
Deed Sale	Jul 16, 2001 · Amount on Record
Deed Document Number	200158193
Deed Book / Page	2619 / 1510
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904

Mortgage

Document Number	0000012967
Date	Mar 20, 2026
Instrument	2026R-012967

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904

Mortgage

Document Number	0000047549
Date	Nov 20, 2023
Instrument	2023R-047549

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904

Mortgage

Document Number	0000015057
Date	Mar 15, 2022
Instrument	2022R-015057

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1150 PERRY ST, SAINT CHARLES, MO 63301-2904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070431576
Date	Mar 6, 2019
Book Page	7043/1576
Instrument	20190306000100410

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,876 (-)	$173,033 (-) Land $46,668 Building $126,365
2025	$2,072.00 (+8.09%)	$32,876 (+10.87%)	$173,033 (+10.87%) Land $46,668 Building $126,365
2024	$1,917.00
2023		$29,653
2022			$156,074 Land $35,001 Building $121,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	92 (1979–2020)
Claims Outside the SFHA	3 of 92
Most Recent Claim	Aug 2020
Claims by Event	Flooding, Jun 2011 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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