1150 Oak Ln, Terrell, TX 75161 Property Records

Kaufman County property record for 1150 Oak Ln, Terrell, TX 75161

Property Summary

Property Type	Single Family Home
Details	2,150 sqft · built 2002
Lot Size	0.509 acres (22,203 sqft)
Owner	Individual Name on Record
Tax Bill	$9,416 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S2800002600`

Property Details

APN / Parcel Number

Primary APN	`S2800002600`
Alternative APNs	`00.2800.0003.0013.00.06.07` `R54884`

Interior

Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	4,391 sqft
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,203 sqft (0.509 acres)
Lot Depth	222 ft Depth
Garage Type	Attached
Garage Area	1,980 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	1,078 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R54884
Old Parcel Number	S2800002600
Street Address	1150 OAK LN
City	TERRELL
State	TX
Zip	75161-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE 3 BLOCK 3 LOT 13
Legal Subdivision	OAK RIDGE ESTATES BLK 3
Legal Block	3
Legal Lot Number	13
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3036
Census Tract	50704

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1150 OAK LN, TERRELL, TX 75161-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 28, 2019	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019
Deed Sale	Oct 28, 2019
Prior Sale	Dec 4, 2013
Deed Document Number	2019-0026881
Deed Book / Page	6186 / 063
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1150 OAK LN, TERRELL, TX 75161-5326
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OAK LN, TERRELL, TX 75161-5326

Mortgage

Document Number	0092300555
Date	Nov 21, 2025
Book Page	9230/555
Instrument	2025-0036785

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Nov 1, 2049

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1150 OAK LN, TERRELL, TX 75161-5326
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OAK LN, TERRELL, TX 75161-5326

Mortgage

Document Number	0082330588
Date	Sep 20, 2023
Book Page	8233/588
Instrument	2023-0026574

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1150 OAK LN, TERRELL, TX 75161-5326
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OAK LN, TERRELL, TX 75161-5326

Mortgage

Document Number	0077120296
Date	Jul 7, 2022
Book Page	7712/296
Instrument	2022-0026388

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1150 OAK LN, TERRELL, TX 75161-5326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OAK LN, TERRELL, TX 75161-5326

Mortgage

Document Number	0067960116
Date	Jan 21, 2021
Book Page	6796/116
Instrument	2021-0002623

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Oct 28, 2019
Property Address	1150 OAK LN, TERRELL, TX 75161-5326
Document Number	0061860063
Book / Page	006186 / 000063
Instrument Date	Oct 25, 2019
Instrument	26881
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OAK LN TERRELL TX 751615326, TERRELL, TX 75161-5326

Mortgage

Document Number	61860067
Date	Oct 28, 2019
Book Page	006186/000067
Instrument	26882

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Oak Ridge Town
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$502,000 (-2.07%) Land $66,609 Building $435,391	$502,000 (-2.07%) Land $66,609 Building $435,391
2024	$9,416.00 (+0.9%)
2023	$9,332.00 (-2.33%)	$512,588 Land $66,609 Building $445,979	$512,588 Land $66,609 Building $445,979
2022	$9,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH KAUFMAN WSC serves 3,498 people · EPA ID TX1290021
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8, Nextlink.

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