1150 Nottingham Ln, Elgin, IL 60120 Property Records

Cook County property record for 1150 Nottingham Ln, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,030 sqft · built 1969
Lot Size	0.923 acres (40,205 sqft)
Owner	2 Individual Names on File
Last Sale	$612,000 (Apr 2026)
Tax Bill	$9,070 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-20-202-032`

Property Details

APN / Parcel Number

Primary APN	`06-20-202-032`
Alternative APN	`06-20-202-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,030 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1970
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	40,205 sqft (0.923 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1150 NOTTINGHAM LN
City	ELGIN
State	IL
Zip	60120-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SHERWOOD) (OAKS) (UNIT4) SUB PT OF EH SEC 20-41-09
Legal Range	09E
Legal Township	41N
Legal Section	20
Legal Subdivision	SHERWOOD OAKS UNIT4
Legal Lot Number	2
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1000
Census Tract	804512

Owner

1150 Nottingham Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Cook County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK
Oct 15, 2026	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Jul 19, 2022 · Amount on File
Deed Document Number	20262176
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 1, 2026
Property Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541
Document Number	0000022152
Instrument Date	Jun 16, 2026
Instrument	202622152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541

Mortgage

Document Number	0000022152,
Date	Jul 1, 2026
Instrument	202622152

Lender

Name	VILLAGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Oct 15, 2026
Property Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541
Document Number	0000024094
Instrument Date	Jun 16, 2026
Instrument	202628824094
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541

Mortgage

Document Number	0000024094,
Date	Oct 15, 2026
Instrument	202628824094

Lender

Name	VILLAGE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 8, 2026
Property Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541
Document Number	0000002176
Instrument Date	Jan 19, 2026
Instrument	20262176
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PROPERTY TITLE, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,718.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541

Mortgage

Document Number	0000000217,
Date	Apr 8, 2026
Instrument	2026982026098217

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	10%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 19, 2022
Property Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541
Document Number	0020020335
Instrument Date	Jun 14, 2022
Instrument	2220020335
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1150 NOTTINGHAM LN, ELGIN, IL 60120-9541

Mortgage

Document Number	0020020336
Date	Jul 19, 2022
Instrument	2220020336

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,000 Land $24,123 Building $30,877	$550,000 Land $241,230 Building $308,770
2023	$9,070.00 (+3.49%)
2022	$8,764.00 Homeowner's exemption	$37,999 Land $7,035 Building $30,964	$379,990 Land $70,350 Building $309,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1150 Nottingham Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1150 Nottingham Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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