Shiawassee County property record for 1150 N State Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,898 sqft · built 1981 |
| Lot Size | 6.7 acres (291,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Jun 2015) |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-09-400-007 |
| Primary APN | 007-09-400-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,898 sqft Heated Area |
| 1st Floor Area | 1,898 sqft |
| Basement Area | 1,898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 291,852 sqft (6.7 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1150 N STATE RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC. 9 T7N R3E. PT OF SE 14. BEG ON N-S 14 LN 40 FT N FROM S 14 POST OF SEC TH N ALG 14 LN 441 .50 FT N 8857'30''E 240 FT N 4 |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | SE4 SEC09 T7NR3E |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 31700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1150 N STATE RD, OWOSSO, MI 48867-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PFCU |
| Mar 26, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INC MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on Record |
| Deed Sale | Jun 24, 2015 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Document Number | 20153275112 |
| Deed Book / Page | 1211 / 923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1150 N STATE RD, OWOSSO, MI 48867-9607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1150 N STATE RD, OWOSSO, MI 48867-9607 |
| Document Number | 0013070104 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 1307/104 |
| Instrument | 3371215 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, MI 48875 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 4, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | May 4, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 5-Year TN |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1150 N STATE RD, OWOSSO, MI 48867-9607 |
| Document Number | 0012670418 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1150 N STATE RD OWOSSO MI 488679607, OWOSSO, MI 48867-9607 |
| Document Number | 0012670418 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 001267/000418 |
| Instrument | 3331061 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,400 (+4.52%) | $314,800 (+4.52%) | |
| 2025 | $2,769.00 (+10.19%) Homeowner's exemption | $150,600 (+23.65%) | $301,200 (+23.65%) |
| 2023 | $2,513.00 Homeowner's exemption | $121,800 | $243,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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