1150 Gardner Rd, Roxboro, NC 27574 Property Records

Person County property record for 1150 Gardner Rd, Roxboro, NC 27574

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1988
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 2007)
Deeds & Mortgages	Sep 2025 Sale May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A26 115`

Property Details

APN / Parcel Number

Primary APN	`A26 115`
Alternative APNs	`55933 301` `77586 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Heated Area
Gross Area	1,940 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Logs
Foundation Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	77586 301
Street Address	1150 GARDNER RD
City	ROXBORO
State	NC
Zip	27574-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.75 ACRES/HOUSE
Legal Subdivision	JAMES T MORRIS & ELSIE W MORRIS
Jurisdiction	PERSON NC
Township / Civil Division	OLIVE HILL
Census Block Group	3
Census Block	3032
Census Tract	920200

Owner

1150 Gardner Rd is owned and occupied by an individual who bought it in February 2007.

Source: Person County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1150 GARDNER RD, ROXBORO, NC 27574-8878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARTER BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2007 · Amount on File
Deed Sale	Feb 8, 2007 · Amount on File
Deed Document Number	2007306411
Deed Book / Page	621 / 591
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Sep 23, 2025
Property Address	1150 GARDNER RD, ROXBORO, NC 27574-8878
Document Number	0012350217
Book / Page	1235 / 217
Map Reference	CAB 9 HNGR 73
Instrument Date	Sep 22, 2025
Instrument	420491
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 GARDNER RD, ROXBORO, NC 27574-8878

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	1150 GARDNER RD, ROXBORO, NC 27574-8878
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011210288
Date	May 9, 2022
Book Page	1121/288
Instrument	400892

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	MARTINSVILLE, VA 24112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$256,429 (+5.89%)	$256,429 (+5.89%) Land $32,200 Building $224,229
2025	$242,166	$242,166 Land $32,200 Building $209,966
2023	$168,962	$168,962 Land $24,020 Building $144,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1150 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Gardner Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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