Tate County property record for 1150 David Rd, Coldwater, MS 38618 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,254 sqft · built 1998 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,035 (Jul 2024) |
| Tax Bill | $1,409 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 093 05 0001001 |
| Primary APN | 093 05 0001001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,254 sqft Finished Area |
| 1st Floor Area | 1,913 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Street Address | 1150 DAVID RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SW1/4 E OF I55 |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 05 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950202 |
Source: Tate County records · APN 093 05 0001001
Assessment roll updated December 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1150 DAVID RD, COLDWATER, MS 38618-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Jun 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANKPLUS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Deed Book / Page | 2024 / 2433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Apr 21, 2026 |
| Property Address | 1150 DAVID RD, COLDWATER, MS 38618-4037 |
| Document Number | 2026005251 |
| Book / Page | 2026 / 5251 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1150 DAVID RD, COLDWATER, MS 38618-4037 |
| Document Number | 2026005251, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2026/5251 |
| Name | BANKPLUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | May 17, 2033 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 1150 DAVID RD, COLDWATER, MS 38618-4037 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/9484 |
|---|---|
| Date | Jun 07, 2022 |
| Book Page | 2022/9484 |
| Name | BANKPLUS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Jul 01, 2025 |
Source: Tate County records · Assessment roll updated December 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,409.00 (-1.81%) | $13,969 (+29.03%) Land $2,150 Building $11,819 | $139,689 (+29.03%) Land $21,500 Building $118,189 |
| 2023 | $1,435.00 | $10,826 Land $2,150 Building $8,676 | $108,258 Land $21,500 Building $86,758 |
Source: FEMA National Flood Hazard Layer, Tate County (28137C), updated May 3, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 281379502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2020–2025) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2025, rainfall accumulation |
| Wildfire Risk | Moderate above 59% of the US · above 74% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 602 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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