1150 Cuchara Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 1150 Cuchara Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,879 sqft · built 2003
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Trust Names on File
Last Sale	$15,500,000 (Sep 2024)
Tax Bill	$165,054 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300-400-33-00`

Property Details

APN / Parcel Number

Primary APN	`300-400-33-00`
Alternative APN	`3004001200`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,879 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	16,000 sqft (0.367 acres)
View / Lot	Good
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3004001200
Street Address	1150 CUCHARA DR
City	DEL MAR
State	CA
Zip	92014-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 25 LOT M TR 001291
Legal Subdivision	ARDEN HEIGHTS
Legal Tract	001291
Legal Block	25
Legal Lot Number	M
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2021
Census Tract	17202

Owner

1150 Cuchara Dr is owner-occupied and held in a trust since September 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1150 CUCHARA DR, DEL MAR, CA 92014-2624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 4, 2019	Loan Modification, Mortgage WELLS FARGO BK
Feb 14, 2019	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2024 · Amount on File
Deed Sale	Sep 18, 2024 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	2024252042
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	0000601906
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1150 CUCHARA DR, DEL MAR, CA 92014-2624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000470693
Date	Oct 18, 2019
Instrument	2019-0470693

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1150 CUCHARA DR, DEL MAR, CA 92014-2624
Document Number	0000140119
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7311 VISTA DEL MAR AVE LA JOLLA CA 920374953, LA JOLLA, CA 92037-4953

Mortgage

Document Number	0000140119
Date	Apr 18, 2019
Instrument	140119

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2019
Property Address	1150 CUCHARA DR, DEL MAR, CA 92014-2624
Document Number	0000054082
Map Reference	MAP 1291
Instrument Date	Feb 12, 2019
Instrument	2019-0054082
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1150 CUCHARA DR, DEL MAR, CA 92014-2624

Mortgage

Document Number	0000054083
Date	Feb 14, 2019
Instrument	2019-0054083

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1150 Cuchara Dr was $165,054.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Del Mar City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$15,810,000 (+2%) Land $12,240,000 Building $3,570,000
2025	$165,054.00	$15,500,000 Land $12,000,000 Building $3,500,000
2023	$114,096.00 (+1.63%) Homeowner's exemption	$10,745,144 Land $8,041,515 Building $2,703,629
2022	$112,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1150 Cuchara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Cuchara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: San Diego Broadband, T-Mobile, Verizon.

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