1150 Cambria Way, Encinitas, CA 92024 Property Records

San Diego County property record for 1150 Cambria Way, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,543 sqft · built 1999
Lot Size	1.51 acres (66,055 sqft)
Owner	2 Individual Names on File
Last Sale	$1,240,000 (Aug 2022)
Tax Bill	$15,930 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-040-58-07`

Property Details

APN / Parcel Number

Primary APN	`257-040-58-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,543 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	66,055 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1150 CAMBRIA WAY
City	ENCINITAS
State	CA
Zip	92024-1345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU1
Legal Description	LOT 1 US 21PER DOCS97-477916&98-132385&UND INT IN MODULE C TR 013417
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013417
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17606

Owner

1150 Cambria Way, a condominium, is owned by two individuals who bought it in August 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2525 LYNN WAY, VISTA, CA 92081-4601
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 7, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Feb 28, 2007 · Amount on File
Deed Document Number	2022349151
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000488135
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2022
Property Address	1150 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Document Number	0000349151
Map Reference	DOC 1997-0477916
Instrument Date	Aug 2, 2022
Instrument	2022-0349151
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1820 S EL CAMINO REAL UNIT 107, 107, ENCINITAS, CA 92024-4964

Mortgage

Document Number	0000349152
Date	Aug 31, 2022
Instrument	2022-0349152

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	1150 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Document Number	0000488135
Map Reference	DOC 1907-0477916
Instrument Date	Jun 29, 2021
Instrument	2021-0488135
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1150 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Investor	Possibly a Property Investor

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2021
Property Address	1150 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Document Number	0000488133
Map Reference	DOC 1997-0477916
Instrument Date	Jun 8, 2021
Instrument	2021-0488133
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000488134
Date	Jul 7, 2021
Instrument	2021-0488134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1150 Cambria Way was $15,930.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,315,897 (+2%) Land $1,018,759 Building $297,138
2025	$15,930.00	$1,290,096 Land $998,784 Building $291,312
2023	$15,139.00 (+52.7%)	$1,240,000 Land $960,000 Building $280,000
2022	$9,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1150 Cambria Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1150 Cambria Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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