115 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 115 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property TypeManufacturing (Light)
Details0.5 ba · 8,080 sqft · built 1776
Lot Size1.1 acres (47,916 sqft)
OwnerCompany Name on Record
Last Sale$554,967 (Feb 2015)
Tax Bill$32 (2025)
Deeds & MortgagesSep 2009 Mortgage
Feb 2015 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34 341

Property Details

APN / Parcel Number

Primary APN34 341
Alternative APN
  • 11441

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area8,080 sqft Gross Area
FlooringSoftwood
Interior WallsBlock

Exterior

Year BuiltBuilt 1776
Effective Year BuiltEffective 1959
Exterior MaterialConcrete Block
Fire ResistanceFireproof Steel Frame
Roof TypeGable
Roof MaterialRolled Roofing
Lot Area47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number11441
Street Address115 WINDMILL POINT RD
CityWHITE STONE
StateVA
Zip22578-3048
Property CategoryIndustrial
Property TypeIndustrial > Manufacturing (Light)
Local Zoning CodeR1
Legal DescriptionHUGHLETTS 1.10 AC LR15/231
Legal SubdivisionHUGHLETTS
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2032
Census Tract30301

Owner

Source: Lancaster County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address115 WINDMILL POINT RD, WHITE STONE, VA 22578-3048
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2009Deed of Trust, Mortgage · Commercial Mortgage
BANK OF LANCASTER
Feb 12, 2015Special Warranty Deed, Transfer · Commercial Mortgage
BANK OF LANCASTER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2015 · Amount on Record
Deed SaleFeb 12, 2015 · Amount on Record
Deed Book / Page1500 / 231
Record UpdatedSep 20, 2026

September 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address115 WINDMILL POINT RD, WHITE STONE, VA 22578-3048
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00900/2373
DateSep 30, 2009
Book Page900/2373
Lender
NameBANK OF LANCASTER
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2039
Interest
Rate TypeAdjustable Rate

February 2015: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER VA
Recording DateFeb 12, 2015
Property Address115 WINDMILL POINT RD, WHITE STONE, VA 22578-3048
Document Number001500/231
Book / Page1500 / 231
Transaction TypeTransfer
Record UpdatedMay 19, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001500232
DateFeb 12, 2015
Instrument1500/232
Lender
NameBANK OF LANCASTER
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32.00 (-98.76%)$593,300 (+44.81%) Land $50,000 Building $543,300$593,300 (+44.81%) Land $50,000 Building $543,300
2023$2,581.00$409,700 Land $50,000 Building $359,700$409,700 Land $50,000 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE STONE
private · serves 825 people · EPA ID VA4103980
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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