St. Louis County property record for 115 Windjammer Ln, Grover, MO 63040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,524 sqft · built 1987 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Owners on Record |
| Last Sale | $190,500 (Jan 1999) |
| Tax Bill | $5,598 (2024) |
| Deeds & Mortgages | Jul 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24U-4-4-027-3 |
| Primary APN | 24U-4-4-027-3 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 168 sqft |
| Unfinished Basement | 168 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Patio Area | 400 sqft |
| Balcony | Balcony |
| Balcony Area | 93 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 WINDJAMMER LN |
|---|---|
| City | GROVER |
| State | MO |
| Zip | 63040-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 107R6A |
| Legal Description | HARBORS AT LAKE CHESTERFIELD PLAT ONE (THE) A SECTION OF THE VILLAGES AT LAKE CHESTERFIELD LOT 449 4 15 88 |
| Legal Subdivision | HARBORS AT LAKE CHESTERFIELD PLAT ONE |
| Legal Lot Number | 449 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 221506 |
Source: St. Louis County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owners on Record |
|---|---|
| Mailing Address | 115 WINDJAMMER LN, GROVER, MO 63040-1628 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 24, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELECTRO SAVINGS CU |
| Feb 11, 2019 | Deed of Trust, Mortgage ELECTRO SVGS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 1999 · Amount on Record |
| Deed Sale | Jan 22, 1999 · Amount on Record |
| Deed Document Number | 0307 |
| Deed Book / Page | 11952 / 985 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 115 WINDJAMMER LN, GROVER, MO 63040-1628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 115 WINDJAMMER LN, GROVER, MO 63040-1628 |
| Document Number | 2025072400114 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 2025072400114 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 115 WINDJAMMER LN, GROVER, MO 63040-1628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 115 WINDJAMMER LN, WILDWOOD, MO 63040-1628 |
| Document Number | 0246402480 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 24640/2480 |
| Instrument | 2021020900530 |
| Name | ELECTRO SAVINGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 115 WINDJAMMER LN, GROVER, MO 63040-1628 |
| Document Number | 0234061989 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 WINDJAMMER LN WILDWOOD MO 630401628, WILDWOOD, MO 63040-1628 |
| Document Number | 0234061989 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 023406/001989 |
| Instrument | 401 |
| Name | ELECTRO SVGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 19, 2039 |
Source: St. Louis County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wildwood City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,760 (+12.73%) Land $26,600 Building $64,160 | $477,700 (+12.74%) Land $140,000 Building $337,700 | |
| 2024 | $5,598.00 (+0.09%) | ||
| 2023 | $5,593.00 (+10.23%) | $80,510 (+18.68%) Land $16,630 Building $63,880 | $423,700 (+18.68%) Land $87,500 Building $336,200 |
| 2022 | $5,074.00 | $67,840 Land $16,630 Building $51,210 | |
| 2021 | $357,000 Land $87,500 Building $269,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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