Carteret County property record for 115 Willow Rd, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,520 sqft · built 1975 |
| Lot Size | 0.333 acres (14,549 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,000 (Mar 2021) |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Oct 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 6365.13.12.2686000 |
| Primary APN | 6365.13.12.2686000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,520 sqft Heated Area |
| Gross Area | 3,673 sqft |
| Utility Area | 214 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,549 sqft (0.333 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 272 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 4 sqft |
| Utility Building | 26 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 41202 |
|---|---|
| Street Address | 115 WILLOW RD |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-6734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L19 BJ PINE KNOLL SHORES |
| Legal Subdivision | PINE KNOLL SHORES EXT |
| Legal Block | J |
| Legal Lot Number | 19 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 971003 |
Source: Carteret County records · APN 6365.13.12.2686000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 WILLOW RD, PINE KNOLL SHORES, NC 28512-6734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2021 | Warranty Deed, Transfer |
| Oct 29, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Deed Document Number | 0001711146 |
| Deed Book / Page | 1711 / 146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 05, 2021 |
| Property Address | 115 WILLOW RD, PINE KNOLL SHORES, NC 28512-6734 |
| Document Number | 0017110146 |
| Book / Page | 1711 / 146 |
| Map Reference | MB 7 PG 18 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 1711146 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $898.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 PENNY LND, 402, MOREHEAD CITY, NC 28557 |
| Name | Verified Name |
|---|---|
| Address | 115 WILLOW RD, ATLANTIC BEACH, NC 28512-6734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 115 WILLOW RD, PINE KNOLL SHORES, NC 28512-6734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016930294 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 1693/294 |
| Instrument | 1693294 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Pine Knoll Shores Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,749.00 (+63.92%) | $734,207 (+130.13%) Land $239,660 Building $494,547 | $734,207 (+130.13%) Land $239,660 Building $494,547 |
| 2023 | $319,034 Land $101,745 Building $217,289 | $319,034 Land $101,745 Building $217,289 | |
| 2022 | $1,067.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319710032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 461 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,290 units insured incl. 829 condo units |
| Nearby Flood Claims | 52 (1999–2024) |
| Claims Outside the SFHA | 16 of 52 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 266 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NC0416031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINE KNOLL SHORES private · serves 4,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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