Ocean County and Berkeley Township property record for 115 Willow Ave, Pine Beach, NJ 08741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,658 sqft · built 1989 |
| Lot Size | 0.364 acres (15,838 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,739 (Apr 2014) |
| Tax Bill | $7,656 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00872-0000-00001 |
| Primary APN | 06-00872-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,838 sqft (0.364 acres) |
| Lot Dimensions | 198 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 0600872A00001 |
|---|---|
| Street Address | 115 WILLOW AVE |
| City | PINE BEACH |
| State | NJ |
| Zip | 08741-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | 80X198 2,3,4,41,42,43,44 |
| Legal Subdivision | STANTON PARK |
| Legal Block | 872 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 731101 |
Source: Ocean County and Berkeley Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 WILLOW AVE, PINE BEACH, NJ 08741-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Mar 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Sep 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on Record |
| Deed Sale | Apr 30, 2014 · Amount on Record |
| Prior Sale | May 25, 2004 · Amount on Record |
| Deed Document Number | 201435400 |
| Deed Book / Page | 15794 / 339 |
| Prior Transfer Date | Apr 8, 2014 |
| Prior Transfer Doc | 0157940339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 115 WILLOW AVE, PINE BEACH, NJ 08741-1741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0172211202 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 17221/1202 |
| Instrument | 2018084698 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 115 WILLOW AVE, PINE BEACH, NJ 08741-1741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0174221270 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 17422/1270 |
| Instrument | 2019027954 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85260 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 115 WILLOW AVE, PINE BEACH, NJ 08741-1741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0180541963 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 18054/1963 |
| Instrument | 2020102385 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 115 WILLOW AVE, PINE BEACH, NJ 08741-1741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0184880785 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 18488/785 |
| Instrument | 2021077358 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 1, 2050 |
Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Berkeley Township |
| Elementary School District | Berkeley Township School District (KG - 06) |
| Secondary School District | Central Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,600 (-) Land $146,400 Building $149,200 | $295,600 (-) Land $146,400 Building $149,200 | |
| 2025 | $7,656.00 (+7.44%) | $295,600 (-) Land $146,400 Building $149,200 | $295,600 (-) Land $146,400 Building $149,200 |
| 2024 | $7,126.00 (+5.88%) | ||
| 2023 | $295,600 Land $146,400 Building $149,200 | $295,600 Land $146,400 Building $149,200 | |
| 2022 | $6,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 102 (1978–2024) |
| Claims Outside the SFHA | 2 of 102 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - EASTERN DIVISION private · serves 12,200 people · EPA ID NJ1505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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