Dorchester County property record for 115 Willis St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,488 sqft · built 1915 |
| Lot Size | 0.095 acres (4,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Jan 2007) |
| Tax Bill | $2,317 (2026) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-133154 |
| Primary APN | 07-133154 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,488 sqft Total Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,120 sqft (0.095 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 133154 |
|---|---|
| Street Address | 115 WILLIS ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 4,120 SQ. FT. 115 WILLIS STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Willis St is owned and occupied by an individual who bought it in January 2007.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 WILLIS ST, CAMBRIDGE, MD 21613-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2007 · Amount on File |
| Deed Sale | Jan 18, 2007 · Amount on File |
| Prior Sale | Sep 1, 2004 · Amount on File |
| Deed Document Number | 200760884 |
| Deed Book / Page | 783 / 631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 115 WILLIS ST, CAMBRIDGE, MD 21613-1618 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0018130026 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 1813/26 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
The 2026 property tax bill for 115 Willis St was $2,317 with a homeowner's exemption, up 4.6% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,317.00 (+4.56%) Homeowner's exemption | $125,733 | $141,200 Land $51,100 Building $90,100 |
| 2025 | $2,216.00 Homeowner's exemption | ||
| 2023 | $1,991.00 Homeowner's exemption | $107,733 | $118,000 Land $36,100 Building $81,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Willis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Nearby Flood Policies | 60 units insured incl. 24 condo units |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Jul 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 Willis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
5G (outdoors only) and 4G LTE
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