115 Williams Store Rd, Hampstead, NC 28443 Property Records

Pender County property record for 115 Williams Store Rd, Hampstead, NC 28443 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Jun 2015)
Tax Bill	$892 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3293-53-4040-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-53-4040-0000`
Alternative APNs	`400967129` `967129`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400967129
Street Address	115 WILLIAMS STORE RD
City	HAMPSTEAD
State	NC
Zip	28443-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 AC ON E/S 1568
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3015
Census Tract	920202

Owner

Source: Pender County records · APN 3293-53-4040-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 WILLIAMS STORE RD, HAMPSTEAD, NC 28443-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2015 · Amount on Record
Deed Sale	Jun 08, 2015 · Amount on Record
Prior Sale	Jun 05, 2013 · Amount on Record
Deed Book / Page	4591 / 149
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0042560329
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	115 WILLIAMS STORE RD, HAMPSTEAD, NC 28443-2303
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046932964
Date	Sep 24, 2019
Book Page	4693/2964

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+21.86%)	$178,804 (+138.99%) Land $105,000 Building $73,804	$178,804 (+138.99%) Land $105,000 Building $73,804
2023		$74,815 (-) Land $41,850 Building $32,965	$74,815 (-) Land $41,850 Building $32,965
2022	$732.00	$74,815 Land $41,850 Building $32,965	$74,815 Land $41,850 Building $32,965

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force 83 of 93 on primary residences
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020, tidal / storm surge, Hurricane Isaias
Flood Events	Hurricane Florence (Sep 2018), 23 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 7 claims Hurricane Fran (Sep 1996), 15 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.