115 Whitlockville Rd, Katonah, NY 10536 Property Records

Westchester County and Bedford Town property record for 115 Whitlockville Rd, Katonah, NY 10536

Property Summary

Property Type	Single Family Home
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Trust Names on File
Last Sale	$1,479,000 (Feb 2018)
Tax Bill	$42,831 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`552000 49.14-1-4.1`

Property Details

APN / Parcel Number

Primary APN	`552000 49.14-1-4.1`
Alternative APN	`200004901400010040010000`

Exterior

Lot Area	149,411 sqft (3.43 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	115 WHITLOCKVILLE RD
City	KATONAH
State	NY
Zip	10536-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	THE HILL TOP
Legal Block	1
Legal Lot Number	4.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3007
Census Tract	12600

Owner

115 Whitlockville Rd is owner-occupied and held in a trust since February 2018.

Source: Westchester County and Bedford Town records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	115 WHITLOCKVILLE RD, KATONAH, NY 10536-1114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed, Transfer · Conventional Mortgage M & T BANK
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2018 · Amount on File
Deed Sale	Feb 7, 2018 · Amount on File
Prior Sale	Sep 29, 1999 · Amount on File
Deed Document Number	2018580303381
Prior Transfer Date	Mar 20, 2015
Prior Transfer Doc	0550793197
Record Updated	Oct 29, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 7, 2018
Property Address	115 WHITLOCKVILLE RD, KATONAH, NY 10536-1114
Document Number	0580303381
Map Reference	MAP26410
Instrument Date	Jan 31, 2018
Instrument	580303381
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,916.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 WHITLOCKVILLE RD, 115, KATONAH, NY 10536-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUSAN PL, KATONAH, NY 10536-1605

Mortgage

Document Number	0580373251
Date	Feb 7, 2018
Instrument	580373251

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	115 WHITLOCKVILLE RD, KATONAH, NY 10536-1114
Document Number	0580373261
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUSAN PL KATONAH NY 105361605, KATONAH, NY 10536-1605

Mortgage

Document Number	0580373261
Date	Feb 7, 2018
Book Page	058037/003261

Lender

Name	MANUFACTURERS & TRADERS TR
Address	KATONAH, NY 10536

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 115 Whitlockville Rd was $42,831, up 7.3% from the year before.

Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,831.00 (+7.32%)
2025	$39,909.00	$152,570 (%) Land $30,150 Building $122,420	$1,994,379 (+6.14%) Land $394,118 Building $1,600,261
2024		$152,575 (-) Land $30,150 Building $122,425	$1,879,002 (+4.56%) Land $371,305 Building $1,507,697
2023		$152,575 Land $30,150 Building $122,425	$1,797,115 Land $355,124 Building $1,441,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Whitlockville Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Whitlockville Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CONSOLIDATED W.D. serves 9,056 people · EPA ID NY5903419
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Sep 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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