115 Westowne Dr, Cooper, TX 75432 Property Records

Delta County property record for 115 Westowne Dr, Cooper, TX 75432

Property Summary

Property Type	Rural Home
Details	2 ba · 4,124 sqft · built 2003
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on File
Tax Bill	$6,802 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
APN	`0307-0047-0002-01`

Property Details

APN / Parcel Number

Primary APN	`0307-0047-0002-01`
Alternative APN	`7133`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,124 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 2003
Exterior Material	Brick
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	0307-0047-0002-01
Street Address	115 WESTOWNE DR
City	COOPER
State	TX
Zip	75432-2217
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0307 E SPENCER TRACT 47-2 ACRES 2.14
Legal Subdivision	E SPENCER
Legal Tract	47-2
Jurisdiction	DELTA TX
Township / Civil Division	COOPER
Census Block Group	1
Census Block	1026
Census Tract	950200

Owner

115 Westowne Dr, a rural home, is owned and occupied by an individual who acquired it in December 2023.

Source: Delta County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	115 WESTOWNE DR, COOPER, TX 75432-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023
Deed Sale	Dec 27, 2023
Deed Document Number	23-1284
Deed Book / Page	405 / 302
Record Updated	Jun 8, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DELTA TX
Recording Date	Dec 27, 2023
Property Address	115 WESTOWNE DR, COOPER, TX 75432-2217
Document Number	000405/302
Book / Page	405 / 302
Instrument Date	Dec 8, 2023
Instrument	23-1284
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	REAL TITLE SOLUTIONS, REAL TITLE ELITE SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 WALNUT CREEK DR, FAIRFIELD, TX 75840-2245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5976 E FM 41, ROPESVILLE, TX 79358-4402

Mortgage

Document Number	0000231285
Date	Dec 27, 2023
Instrument	23-1285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 115 Westowne Dr was $6,802 with a homeowner's exemption.

Source: Delta County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Delta County
Unified School District	Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,802.00 Homeowner's exemption	$355,480 Land $95,080 Building $260,400	$355,480 Land $95,080 Building $260,400
2023		$315,360 Land $42,620 Building $272,740	$315,360 Land $42,620 Building $272,740
2021	$3,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 115 Westowne Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Westowne Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COOPER serves 2,135 people · EPA ID TX0600001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Cumby Telephone Cooperative Fiber	1,000 / 200
Peoples Communications Fixed Wireless	500 / 60
Nextlink Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20