Kane County property record for 115 Westhaven Cir, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,902 sqft · built 1996 |
| Lot Size | 0.319 acres (13,888 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $430,000 (Aug 2014) |
| Tax Bill | $14,791 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-302-004 |
| Primary APN | 12-05-302-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| Gross Area | 4,420 sqft |
| Basement Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 13,888 sqft (0.319 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 115 WESTHAVEN CIR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 WESTHAVEN OF GENEVA |
| Legal Subdivision | WESTHAVEN SUB/GENEVA |
| Legal Block | 3 |
| Legal Lot Number | 77 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 854800 |
115 Westhaven Cir is owner-occupied and held in a trust since July 2023.
Source: Kane County records, as of September 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 115 WESTHAVEN CIR, GENEVA, IL 60134-3975 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Jul 20, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2014 · Amount on File |
| Deed Sale | Aug 8, 2014 · Amount on File |
| Prior Sale | Jun 29, 2004 · Amount on File |
| Deed Document Number | 201439074 |
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0000024458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 17, 2026 |
| Property Address | 115 WESTHAVEN CIR, GENEVA, IL 60134-3975 |
| Document Number | 0000040321 |
| Instrument Date | Sep 12, 2026 |
| Instrument | 202640321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 115 WESTHAVEN CIR, GENEVA, IL 60134-3975 |
| Document Number | 0000040321, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 202640321 |
| Name | FIRST AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2023 |
| Property Address | 115 WESTHAVEN CIR, GENEVA, IL 60134-3975 |
| Document Number | 0000024458 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023K024458 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 115 WESTHAVEN CIR, GENEVA, IL 60134-3975 |
The 2025 property tax bill for 115 Westhaven Cir was $14,791 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,791.00 | $211,059 (+8.5%) Land $52,977 Building $158,082 | $633,430 (+8.5%) Land $158,995 Building $474,436 |
| 2024 | $194,525 Land $48,827 Building $145,698 | $583,809 Land $146,540 Building $437,269 | |
| 2022 | $13,324.00 (+3%) Homeowner's exemption | $164,320 (+3.86%) Land $41,245 Building $123,075 | $492,960 (+3.86%) Land $123,735 Building $369,225 |
| 2021 | $12,936.00 Homeowner's exemption | $158,213 Land $39,712 Building $118,501 | $474,639 Land $119,136 Building $355,503 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Westhaven Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Westhaven Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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