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115 Waterside Ln, Gloucester, NC 28528 Property Records

Carteret County property record for 115 Waterside Ln, Gloucester, NC 28528 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,160 sqft · built 1980
Lot Size1.32 acres (57,543 sqft)
Owner2 Individual Names on File
Tax Bill$1,516 (2025)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone AE (high risk)
APN7336.02.55.6677000

Property Details

APN / Parcel Number

Primary APN7336.02.55.6677000
Alternative APNs
  • 394220
  • 53304

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,160 sqft Heated Area
Gross Area2,204 sqft
1st Floor Area1,160 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area57,543 sqft (1.32 acres)
Lot Dimensions200 ft deep x 102 ft wide
View / LotWaterfront / Beach
Garage Area1,656 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area348 sqft
Shed1 Shed
Shed Area288 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number53304
Street Address115 WATERSIDE LN
CityGLOUCESTER
StateNC
Zip28528-9359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLJ LK H B CHADWICK HEIRS LAND
Legal SubdivisionHARDIE CHADWICK HEIRS
Legal Block55
Legal Lot NumberJ,K
JurisdictionCARTERET NC
Township / Civil DivisionSTRAITS
Census Block Group3
Census Block3026
Census Tract970103

Owner

Source: Carteret County records · APN 7336.02.55.6677000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 WATERSIDE LN, GLOUCESTER, NC 28528-9359
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 15, 2020
Transfer Doc0016600486
Record UpdatedJun 08, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTERET NC
Recording DateJan 22, 2020
Property Address115 WATERSIDE LN, GLOUCESTER, NC 28528-9359
Document Number0016600486
Book / Page001660 / 000486
Instrument DateJan 15, 2020
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5315 LOVETT DR MERRITT ISLAND FL 329537342, MERRITT ISLAND, FL 32953-7342

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,516.00 (+13.47%)$411,043 (+37.79%) Land $156,127 Building $254,916$411,043 (+37.79%) Land $156,127 Building $254,916
2023$298,306 Land $115,091 Building $183,215$298,306 Land $115,091 Building $183,215
2022$1,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319701033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 234 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims349 (1981–2025)
Claims Outside the SFHA2 of 349
Most Recent ClaimOct 2025, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 138 claims
  • Hurricane Irene, Aug 2011 · 59 claims
  • Hurricane Isabel, Sep 2003 · 97 claims

Wildfire

Wildfire RiskModerate
above 70% of the US · above 92% of North Carolina
Wildfire LikelihoodAbout 1 in 395 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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