Scott County property record for 115 Waterside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jun 2025) |
| Tax Bill | $3,708 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-40-005.000 |
| Primary APN | 189-40-005.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,846 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Street Address | 115 WATERSIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT LANES RUN |
| Legal Subdivision | VILLAGE AT LANES RUN |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 40302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Jun 27, 2025 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 9, 2018 | Deed, Subdivision Related Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Prior Sale | Aug 9, 2018 · Amount on Record |
| Deed Document Number | 2025546194 |
| Deed Book / Page | 458 / 405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 115 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1611/807 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | M1611/807 |
| Instrument | 436716 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 77700 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 27, 2025 |
| Property Address | 115 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D458/405 |
| Book / Page | D458 / 405 |
| Map Reference | CAB 9 SL 138 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 546194 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6004 PINE VALLEY LN, FAIRVIEW, PA 16415-3272 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000546197 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 546197 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 9, 2018 |
| Property Address | 115 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 00D399/495 |
| Book / Page | D399 / 495 |
| Map Reference | CAB11 SL33 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 390362 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 115 WATERSIDE DR, GEORGETOWN, KY 40324-8518 |
| Document Number | 0000390363 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 390363 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,000 (+2.07%) | $425,000 (+2.07%) | |
| 2025 | $3,708.00 (+15.12%) | $416,400 (+17.2%) | $416,400 (+17.2%) |
| 2023 | $3,221.00 (+28.74%) | $355,300 (+23.2%) Land $47,500 Building $307,800 | $355,300 (+23.2%) Land $47,500 Building $307,800 |
| 2022 | $2,502.00 | $288,400 Land $42,000 Building $246,400 | $288,400 Land $42,000 Building $246,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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