Kennebec County and Waterville City property record for 115 Water St, Waterville, ME 04901
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $247,500 (Apr 2023) |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:039 B:131 |
| Primary APN | WAVL M:039 B:131 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 3633 |
|---|---|
| Street Address | 115 WATER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-6341 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Block | 131 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 Water St, a residential property, is owned by a company that bought it in April 2023.
Source: Kennebec County and Waterville City records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 BROOKSIDE DR, FALMOUTH, ME 04105-2421 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANDROSCOGGIN BANK |
| May 23, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on File |
| Deed Sale | Apr 10, 2023 · Amount on File |
| Prior Sale | May 23, 2022 · Amount on File |
| Deed Book / Page | 14731 / 41 |
| Transfer Doc | 0000004970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Apr 10, 2023 |
| Property Address | 115 WATER ST, WATERVILLE, ME 04901-6341 |
| Document Number | 2023006111 |
| Book / Page | 14731 / 41 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023006111 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 BROOKSIDE DR, FALMOUTH, ME 04105-2421 |
| Document Number | 2023006112 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023006112 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | May 23, 2022 |
| Property Address | 115 WATER ST, WATERVILLE, ME 04901-6341 |
| Document Number | 20220011814 |
| Book / Page | 14457 / 23 |
| Instrument Date | May 20, 2022 |
| Instrument | 20220011814 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 BROOKSIDE DR, FALMOUTH, ME 04105-2421 |
| Document Number | 2022011815 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022011815 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 115 Water St was $3,806, up 10.2% from the year before.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,806.00 (+10.19%) | $223,900 (+29.65%) Land $11,200 Building $212,700 | |
| 2024 | $3,454.00 (+0.49%) | $172,700 (-) Land $8,600 Building $164,100 | $208,525 |
| 2023 | $3,437.00 (+54.61%) | $172,700 (+100.81%) Land $8,600 Building $164,100 | |
| 2022 | $2,223.00 | $86,000 Land $6,500 Building $79,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1987–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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