115 Water St, Front Royal, VA 22630 Property Records

Warren County property record for 115 Water St, Front Royal, VA 22630

Property Summary

Property TypeOffice Building
Details1 ba · 2,000 sqft · built 1980
Lot Size0.069 acres (2,997 sqft)
OwnerCompany Name on Record
Tax Bill$1,172 (2026)
Deeds & MortgagesJul 2026 Mortgage
May 2020 Sale
Flood ZoneZone AE (high risk)
APN20/A8/6/A/3

Property Details

APN / Parcel Number

Primary APN20/A8/6/A/3
Alternative APN
  • 12327

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Total Rooms2 Rooms
Stories1 Story
Building Area2,000 sqft Gross Area
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeFrame
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,997 sqft (0.069 acres)
Lot Dimensions75 ft deep x 40 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12327
Old Parcel Number20A8 6 A 3
Street Address115 WATER ST
CityFRONT ROYAL
StateVA
Zip22630-3902
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeC2
Legal DescriptionL 3 B A PETTITT LOTS CORDER FORSYTH
Legal SubdivisionSHENANDOAH-TOWN
Legal Lot Number3
JurisdictionWARREN VA
Township / Civil DivisionSHENANDOAH
Census Block Group2
Census Block2013
Census Tract20500

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 416, FRONT ROYAL, VA 22630-0009
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK
May 28, 2020Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Recording DateJul 24, 2026
Property Address115 WATER ST, FRONT ROYAL, VA 22630-3902
Document Number0000003768
Instrument DateJul 24, 2026
Instrument20263768
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address101 S COMMERCE AVE, FRONT ROYAL, VA 22630-3075

Mortgage

Document Number0000003768,
DateJul 24, 2026
Instrument20263768
Lender
NameCITY NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 24, 2051
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionWARREN VA
Recording DateMay 28, 2020
Property Address115 WATER ST, FRONT ROYAL, VA 22630-3902
Document Number200003166
Map ReferenceMB 246 PG 479
Instrument DateMay 27, 2020
Instrument200003166
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 416, FRONT ROYAL, VA 22630-0009

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
MunicipalityFront Royal Town
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,172.00 (+18.86%)$206,000 (-) Land $42,100 Building $163,900
2025$986.00 (+55.52%)$206,000 (+59.07%) Land $42,100 Building $163,900$206,000 (+59.07%) Land $42,100 Building $163,900
2024$634.00$129,500 (-) Land $30,100 Building $99,400$129,500 (-) Land $30,100 Building $99,400
2023$129,500 Land $30,100 Building $99,400$129,500 Land $30,100 Building $99,400
2022$634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRONT ROYAL
serves 15,000 people · EPA ID VA2187406
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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