115 Walnut St, Arden, NC 28704 Property Records

Buncombe County property record for 115 Walnut St, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 1950
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Sep 2015)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9654-66-0402-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-66-0402-00000`
Alternative APN	`965411569337000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,008 sqft
1st Floor Area	1,008 sqft
Utility Area	84 sqft
Utility Room	Utility Room
Flooring	Hardwood

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Porch	Enclosed Porch
Porch Area	302 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	965411569337000
Street Address	115 WALNUT ST
City	ARDEN
State	NC
Zip	28704-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 09/01/2015 DEE
Legal Description	DEED DATE: 09/01/2015 DEED: 5349-0847 SUBDIV: ROYAL PINES BLOCK: 16 LOT: PT 56 & ALL LT 57 SECTION: 2 PLAT: 0007-0083
Legal Subdivision	ROYAL PINES
Legal Block	16
Legal Lot Number	56-57 2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2024
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 WALNUT ST, ARDEN, NC 28704-2920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Deed Document Number	0005349847
Deed Book / Page	5349 / 847
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	115 WALNUT ST, ARDEN, NC 28704-2920
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062191851
Date	May 17, 2022
Book Page	6219/1851

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ARDEN, NC 28704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	115 WALNUT ST, ARDEN, NC 28704-2920
Document Number	0058771248
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 WALNUT ST ARDEN NC 287042920, ARDEN, NC 28704-2920

Mortgage

Document Number	0058771248
Date	Mar 25, 2020
Book Page	005877/001248

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2030

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	115 WALNUT ST, ARDEN, NC 28704-2920
Document Number	0058620001
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WALNUT ST ARDEN NC 287042920, ARDEN, NC 28704-2920

Mortgage

Document Number	0058620001
Date	Feb 7, 2020
Book Page	005862/000001

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00 (+8.13%)	$239,300 (-)
2023	$1,426.00	$239,300	$239,300 (-) Land $56,500 Building $182,800
2021			$239,300 Land $56,500 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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