Bergen County and Waldwick Borough property record for 115 Waldwick Ave, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,218 sqft · built 1940 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $368,000 (Oct 2011) |
| Tax Bill | $10,532 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00037-0000-00049 |
| Primary APN | 64-00037-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,218 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 115 WALDWICK AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 |
| Legal Subdivision | RIDGEWALD HIHLANDS |
| Legal Block | 37 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00037-0000-00049
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 03, 2019 | Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2011 · Amount on Record |
| Deed Sale | Oct 05, 2011 · Amount on Record |
| Prior Sale | Jan 11, 2006 · Amount on Record |
| Deed Document Number | 20118480487 |
| Deed Book / Page | 848 / 487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 115 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Document Number | 0050030164 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 5003/164 |
| Instrument | 2023035335 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Aug 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 115 WALDWICK AVE, WALDWICK, NJ 07463-2223 |
| Document Number | 0034201747 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 115 WALDWICK AVE WALDWICK NJ 074632223, WALDWICK, NJ 07463-2223 |
| Document Number | 0034201747 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 003420/001747 |
| Instrument | 82018 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,900 (-) Land $315,000 Building $143,900 | $458,900 (-) Land $315,000 Building $143,900 | |
| 2025 | $10,532.00 (+3.66%) | $458,900 (+22.18%) Land $315,000 Building $143,900 | $458,900 (+22.18%) Land $315,000 Building $143,900 |
| 2024 | $10,160.00 (-5.02%) | ||
| 2023 | $375,600 Land $255,000 Building $120,600 | $375,600 Land $255,000 Building $120,600 | |
| 2022 | $10,697.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 810 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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