115 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 115 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1976
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Jul 2023)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-023-010-10`

Property Details

APN / Parcel Number

Primary APN	`02-023-010-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	150,282 sqft (3.45 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	115 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SEC 23 T8S R7E 3.4426 ACRES COM @ A PT LOC 790.12 FT N 89D 51M W FR NE COR OF SEC 23 TH N 89D 51M W 120 FT TH S 01D 15M W
Legal Range	07E
Legal Township	08S
Legal Section	23
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 W TEMPERANCE RD, TEMPERANCE, MI 48182-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	202310145
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000015375
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 6, 2023
Property Address	115 W TEMPERANCE RD, TEMPERANCE, MI 48182-9336
Document Number	0000010145
Instrument Date	Jun 14, 2023
Instrument	2023R10145
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 W TEMPERANCE RD, TEMPERANCE, MI 48182-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W TEMPERANCE RD, TEMPERANCE, MI 48182-9336

Mortgage

Document Number	0000010146
Date	Jul 6, 2023
Instrument	2023R10146

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Aug 4, 2020
Property Address	115 W TEMPERANCE RD, TEMPERANCE, MI 48182-9336
Document Number	2020R15375
Instrument Date	Jun 18, 2020
Instrument	2020R15375
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 W TEMPERANCE RD, TEMPERANCE, MI 48182-9336

Mortgage

Document Number	2020R15376
Date	Aug 4, 2020
Instrument	2020R15376

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,100 (+35.67%) Land $168,100	$336,200 (+35.67%) Land $336,200
2025	$4,226.00 (+44.38%) Homeowner's exemption
2023	$2,927.00 Homeowner's exemption	$123,900	$247,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1987–2017)
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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