115 W John St, Plano, IL 60545 Property Records

Kendall County property record for 115 W John St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,410 sqft · built 1840
Lot Size	0.167 acres (7,264 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (May 2025)
Tax Bill	$3,587 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-391-002`

Property Details

APN / Parcel Number

Primary APN	`01-22-391-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,410 sqft
Basement Area	352 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1910
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,264 sqft (0.167 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	115 W JOHN ST
City	PLANO
State	IL
Zip	60545-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 12 CITY OF PLANO
Legal Subdivision	CITY OF PLANO
Legal Block	12
Legal Lot Number	3
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2031
Census Tract	890501

Owner

115 W John St is owned by two individuals who bought it in May 2025.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	656 W ROCK ST, PLANO, IL 60545-1850
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 14, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 3, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Oct 24, 2014 · Amount on File
Deed Document Number	20255313
Prior Transfer Date	Jun 24, 2017
Prior Transfer Doc	0000010254
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	115 W JOHN ST, PLANO, IL 60545-1728
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021307
Date	Aug 11, 2021
Instrument	202100021307

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	115 W JOHN ST, PLANO, IL 60545-1728
Document Number	0000006449
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W JOHN ST PLANO IL 605451728, PLANO, IL 60545-1728

Mortgage

Document Number	0000006449
Date	May 23, 2019
Instrument	6449

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 3, 2017
Property Address	115 W JOHN ST, PLANO, IL 60545-1728
Document Number	0000010254
Instrument Date	Jun 24, 2017
Instrument	10254
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 W JOHN ST PLANO IL 605451728, PLANO, IL 60545-1728

Mortgage

Document Number	10255
Date	Jul 3, 2017
Instrument	10255

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,219 Land $10,250 Building $43,969	$162,657 Land $30,750 Building $131,907
2024	$3,587.00
2022		$40,253 Land $7,610 Building $32,643	$120,759 Land $22,830 Building $97,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 W John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 115 W John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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